Welcome to DanHarkey.com

Master Private Money Lending & Personal Growth with Expert Guidance

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, private money lending, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Private Money Strategies, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Private & Hard Money Lending Insights

Understand market trends, risk assessment, and profit potential
Learn proven strategies to maximize returns
Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

Navigate the evolving landscape of real estate finance
Make informed investment decisions with expert guidance
Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

Overcome challenges and embrace change with confidence
Develop resilience and unlock your full potential
Discover strategies for long-term personal and professional success

What Others Are Saying

Hi Dan, I'm excited to share that I've finally left my job and am now running my marketing consulting business full-time. After running it part-time for a year, the demand continued to grow, making it a natural step to leave and focus on this venture. I’m thrilled to be taking this leap. It's a dream come true.

Thank you for lighting the path. I worked for you for 13 years, starting when I was 24 years old. I will never forget that experience. I made the best friends there who are still my best friends. I’m grateful for this life. I hope you know that you made a massive impact on many of us.

— Christy Mindell

Why Learn from Dan?

50+ Years of Experience in real estate finance & lending
350+ Seminars & Hundreds of Published Articles
Successful Entrepreneur – Mortgage, escrow, insurance, & property management
Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

Marxism and DEI: Overlap, Divergence, And What’s Really at Stake?

It’s a topic that’s both fascinating and complex, offering a rich ground for exploration. Let’s delve into it:

What happens when someone around you, an employer, a business associate, a friend, or your family, treats you like a jester, reflecting their hostility toward you?

A jester is a historical entertainer, most associated with medieval and Renaissance courts. Their primary role was to amuse royalty and nobles through humor, storytelling, music, juggling, and satire. Jesters often wore brightly colored costumes and a distinctive hat with bells.

Humor as a Weapon: The Psychology Behind Jokes That Hurt

Humor is often viewed as harmless fun—a means to bond, lighten the mood, and make life more enjoyable. However, humor can also be weaponized, becoming a subtle yet powerful tool for control, dominance, and even hostility. Unlike direct aggression, weaponized humor hides behind a smile, making it harder to confront. Let’s explore the psychology behind this phenomenon and how to recognize and respond to it.

Consumers are Encouraged to Pay Down Debt to Achieve Economic Freedom, While the Government Does the Opposite by Taking On More Debt and Accelerating Deficit Spending.

That causes the national debt to climb past $40 trillion, which is a public obligation. There is a critical contradiction: individuals are urged to reduce personal debt for financial stability, while the federal government expands deficit spending, pushing the national debt into unprecedented territory. Crossing $40 trillion would indeed be alarming because:

Moral Hazards in The GDP Calculation of Economic Growth

A moral hazard occurs when one party takes on excessive risk because they do not bear the full consequences of that risk—often because someone else will absorb the cost.

Fiat Currency Issuance and GDP

If the government creates fiat currency out of thin air that becomes the taxpayer’s debt and then spends it, is that economic growth, or a sham of growth?

Truth vs. Compliance: The Price of Non-Conformity

In a world that rewards mass compliance, critical thinking and truth often come at a cost: isolation. However, the intellectual stimulation and engagement that critical thinking brings are invaluable.

Choosing Between the Crowd and the Truth: A Practical Guide

In business and life, we often face a tough choice: Do we follow the safety of the crowd—or stand alone for the truth?

An Overview of Saul Alinsky and His 1971 Book, Rules for Radicals:

Alinsky was an American Radical and pragmatic community organizer whose methods focused on empowering local people to take control of their own communities and destinies. Alinsky was a highly controversial figure, and accusations of communist sympathies have been a consistent theme among his critics. The debate over his political leanings often depends on how one interprets his actions, writings, and public statements.

7 Strategies to Build Personal Power and Influence

Personal power isn’t about titles or authority—it’s about the ability to influence outcomes, inspire others, and maintain control over your own life. True power is a blend of internal strength and external perception. Here are seven practical strategies to help you build both.

Dan J. Harkey

Educator & Private Money Lending Consultant