Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Dan,

When I met you back in 1988, I didn’t know that I had met my first real mentor. I am deeply grateful for the time and effort you have invested in me over these years. Your support and guidance has been a pivotal part of my professional journey. I appreciate all the lessons and advice you have shared, your friendship has been a priceless gift.

Thank you for believing in me.

— James Perry

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

“Evil Woman” — How a Last-Minute Inspiration Became ELO’s First Global Breakout- Technical Read

Evil Woman: The Breakthrough Hit That Defined ELO’s Sound- Quick Read

A private street maintenance agreement is essential for banks and mortgage companies that require a recorded contract before lending on a property located on a private street.

A private street maintenance agreement is essential for banks and mortgage companies that require a recorded contract before lending on a property located on a private street. However, requirements vary by lender and property. This legal document specifies who will maintain the street and how its finances will be managed.

Does the Federal Deposit Insurance Corporation (FDIC) insure Trust Accounts?

Trust accounts are a common way to manage and distribute assets, but many account holders wonder: Are trust accounts insured by the FDIC? The answer is yes—under specific rules that were recently updated.

The Deep State and America’s Decline: The Real Enemy from Within

For over a century, Americans have been conditioned to fear foreign adversaries—China, Russia, Iran—while ignoring the most dangerous threat of all: the enemy within. This internal menace, often referred to as the Deep State, is not a conspiracy theory but a systemic reality. It consists of entrenched bureaucrats, political operatives, and enforcers who manipulate laws, policies, and public perception to maintain power and expand the American Empire.

Comparing “Lies” by The Knickerbockers and “Lies” by The Thompson Twins reveals distinct themes, styles, and cultural contexts that highlight the unique eras of each song.

Although these two songs share the same title, they represent very different eras, styles, and cultural messages:

Lies, Lies by the Thompson Twins: A Sharp Critique of Deception and Power

Released in 1983 on the album Quick Step & Side Kick, “Lies, Lies” became one of the Thompson Twins’ most recognizable hits. With its infectious synth-pop sound and biting lyrics, the song is a commentary on dishonesty and manipulation—both in personal relationships and broader social contexts.

Lyin’ Eyes by the Eagles: A Timeless Tale of Love, Deception, and Choices

Released in 1975 on the album One of These Nights, “Lyin’ Eyes” by the Eagles is more than just a country-rock ballad—it’s a narrative masterpiece that explores love, materialism, and the human tendency to hide behind appearances. The song captures the emotional complexity of relationships built on compromise, making it a compelling reflection of human nature.

History of Objective vs. Subjective Journalism: Trust in Our Institutions Has Declined

Journalism has long been regarded as the cornerstone of democracy—a profession tasked with informing the public truthfully and objectively. Yet, the evolution of journalism over the past century reveals a stark contrast between its original mission and its current state.

Poof! My Deal Just Went Up in Smoke: Why Real Estate Transactions Collapse and How to Salvage Them

In real estate, few things are more gut-wrenching than watching a deal unravel after weeks of effort. One moment, you’re celebrating a signed purchase agreement; the next, you’re explaining to your client why the closing won’t happen. Deals fall apart for many reasons—some preventable, others unavoidable. Understanding these pitfalls and remedies can save time, money, and relationships.

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