Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

The respect I have for you is the catalyst that makes me think when you write an article. I know you will keep at it. Coming up with ideas that make you think about then do your best writing about that subject. I hope others find the gift you give of yourself valuable as I do. With out that catalyst I would not go down the rabbit hole that lurks within this old fools mind. Most of all it reminds me of discourse with my mother on ever subject imaginable.

— Bob Hawkins

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

Are We Living Through a Not-So-Quiet Revolution

Something feels broken. We’re told every day that America is thriving, that the economy is strong, and that opportunities are everywhere. But if you’re living in the real world, you know that’s a fantasy. The truth? We are already in the early stages of a revolution. This is not the kind of muskets and barricades, but a profound, systemic upheaval that is reshaping our understanding of what it means to live in this country.

AI and the New Inequality: Jobs Under Siege

Artificial Intelligence isn’t just transforming industries—it’s rewriting the social contract. While tech leaders hail AI as a productivity miracle, for millions of workers, it’s a pink slip in disguise.

“Honesty” By Billy Joel. A heartfelt ballad that explores the value of truthfulness in human relationships.

”The First Time Ever I Saw Your Face,” By Roberta Flack, the song, its History, and why it became so iconic.

Optimum Health Institute (OHI): Overview and Background

A Place to Get Away and Recharge Your Body, Mind, and Spirit

“Bridge Over Troubled Water:” A Timeless Anthem of Comfort and Compassion

Released in January 1970 as the title track of Simon & Garfunkel’s final studio album, “Bridge Over Troubled Water” quickly became one of the most celebrated songs in popular music History. Written by Paul Simon and sung by Art Garfunkel, the song blends gospel-inspired melodies with poetic lyrics that offer solace, empathy, and unwavering support.

“Rhiannon,” Fleetwood Mac: A Spellbinding Rock Classic

Released in 1976 as the third single from Fleetwood Mac’s self-titled 1975 album, “Rhiannon” quickly became one of the band’s most iconic and enduring songs. Penned by Stevie Nicks, the track weaves mystical storytelling, ethereal vocals, and rock instrumentation into a truly spellbinding, haunting anthem of feminine power and mystery.

“Cold As Ice” by Foreigner: A Rock Classic That Still Resonates

Released in July 1977 as the second single from Foreigner’s self-titled debut album, “Cold As Ice” quickly became one of the band’s most iconic tracks. Written by Mick Jones and Lou Gramm, the song peaked at #6 on the Billboard Hot 100 and helped cement Foreigner’s place in rock History.

Retirement: The Longest Coffee Break You’ll Ever Regret

Ah, retirement—the golden years. The brochures make it look like a never-ending vacation: sunsets, golf courses, and smiling faces holding fruity drinks. But let’s face it, most retirees will tell you they’re bored stiff and wish they had kept their day job. Turns out, “doing nothing” gets old fast.

Don’t Let the Old Man In – The Comedy of Aging Gracefully

You know what they say about aging: “It’s better than the alternative.” True, but that doesn’t mean we have to roll over and let the Old Man move in, rearrange the furniture, and start watching reruns of Bonanza, All In The Family, and Sanford and Son on a worn and torn couch. Nope. This is your eviction notice to Father Time—because you’re not done yet.

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