Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Hi Dan, I'm excited to share that I've finally left my job and am now running my marketing consulting business full-time. After running it part-time for a year, the demand continued to grow, making it a natural step to leave and focus on this venture. I’m thrilled to be taking this leap. It's a dream come true.

Thank you for lighting the path. I worked for you for 13 years, starting when I was 24 years old. I will never forget that experience. I made the best friends there who are still my best friends. I’m grateful for this life. I hope you know that you made a massive impact on many of us.

— Christy Mindell

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

Locating Private Money Loans:

Building a Network for Referrals and Identifying Opportunities

Subversive Groups: Who Are They, Who Funds Them?

“The question is, can communist subversion be defeated without using ‘authoritarian’ measures? Is a constitutional republic equipped to deal with this kind of threat? When someone wages war on your society internally, is there a way to fight them while being civic-minded? Probably not.” - Brandon Smith

Why Are Government Employees Included in GDP Estimates From The Department Of Labor?

GDP measures the market value of all final goods and services produced within a country during a specific period. Government services—such as education, defense, public safety, and administration—are considered part of this output even though they don’t produce tangible goods. In particular, government employees' output is marginal at best, and more of a cost factor than a productive factor.

Terminal Humor: Why Airports Sound Like They’re Plotting Your Demise

Airports are modern marvels of logistics, engineering, and overpriced trail mix. But beneath the shiny floors and endless moving walkways lies a darker truth: the language of air travel is unintentionally terrifying.

Despite All the Rhetoric: The Debt Spiral Deepens

“Despite all the rhetoric, we will go deeper in debt, the Fed will print more money, and the value of the dollar will continue to plummet.” — Ron Paul

The Role of Central Banks

Central Banks—Engines of Coercion, Institutional Theft, and Wealth Transfer (with Case Studies)

Taxation, Coercion, Institutional Theft- Complete Version

Understanding Taxation, Coercion, Institutional Theft, and the Economic Treadmill: A Historical Analysis of Power

How Fiat Money, Crisis Backstops, and “Stability” Policies Keep Workers on an Economic Treadmill

Central Banks: Engines of Coercion, Institutionalized Theft, and Wealth Transfer “Inflation is a policy of confiscation… taxation by stealth.” — Ludwig von Mises.

Symbolism in Bob Seger’s “Hollywood Nights” vs. “Night Moves:” Glamour, Memory, and the Price of Desire:

Bob Seger’s catalog often reads like a map of American longings. Nowhere is that clearer than in the symbolic architectures of “Hollywood Nights” (1978) and “Night Moves” (1976). One song races up canyon roads toward the glittering promise of reinvention; the other idles at a drive-in on the edge of town, where the past glows like a marquee long after the film has ended. Taken together, these tracks form a diptych about place, time, and the costs attached to our most persistent dreams.

Bob Seger: Glamour, Memory, and the Price of Desire

The symbolism of Bob Seger’s “Hollywood Nights” vs. “Night Moves”

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