Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Dan is a modern-day polymath. The depth and scope of his articles are remarkable….K. Cohen

— K. Cohen

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

ERISA §406 Party-in-Interest Red Flags

Applies to Transactions Governed by the Employment Retirement Income Security Act of 1974.

ERISA: DOL Proposes Rule That Could Expand Alternative Investments in 401(k)s: As of April 2026- Part II

ERISA §404 Prudence Questions: As of April 2026

ERISA: DOL Proposes Rule That Could Expand Alternative Investments in 401(k)s: As of April 2026- Part I

The U.S. Department of Labor has proposed a rule that could make it easier for employer-sponsored retirement plans to offer exposure to alternative investments, including private equity, private credit, real estate, digital-asset vehicles, commodities, infrastructure strategies, and certain lifetime-income products.

Take Five: by the Dave Brubeck Quartet

Some songs don’t need to shout, pose, or arrive with fireworks. They walk into the room, straighten their cuffs, and quietly remind everybody else what real class sounds like. “Take Five” is one of those songs.

Shaft: by Isaac Hayes

The Soundtrack That Walked In Before the Hero Did

“This Masquerade”: by George Benson:

Silk, Smoke, and Professional-Level Heartbreak

‘Take It Easy’: by the Eagles

The sound of a band walking in with confidence and making a strong first impression

“Daisy Jane”: by America

There was a time when a band could make a quiet song without anesthetizing the listener. America’s “Daisy Jane,” released in 1975 on the Hearts album, is one of those records.

Real Estate Lending: Deal Viability Decision Matrix

Because Time Is the Only Asset You Don’t Get Back

Ayn Rand’s Point Was Brutally Simple: Socialism and Communism Wear Different Suits, but Serve the Same Master

Ayn Rand did not buy the polite parlor-game distinction that socialism is compassionate while communism is merely its rude cousin with bad table manners.

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