Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Hi Dan, I'm excited to share that I've finally left my job and am now running my marketing consulting business full-time. After running it part-time for a year, the demand continued to grow, making it a natural step to leave and focus on this venture. I’m thrilled to be taking this leap. It's a dream come true.

Thank you for lighting the path. I worked for you for 13 years, starting when I was 24 years old. I will never forget that experience. I made the best friends there who are still my best friends. I’m grateful for this life. I hope you know that you made a massive impact on many of us.

— Christy Mindell

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

Building Trades Vendors: Your Real Estate Deal Lives or Dies on Their Performance- Quick Read

The Hidden Infrastructure Behind Every Smooth Closing

Independent Foreclosure Trustees (Agents):

The Referee Who Executes the Real Property Foreclosure Procedure

Top 10 Real Property Inspection Triggers + Lender Responses (Private Lender Playbook)

“Every trigger gets a response: re-trade, reserve, repair-before-fund, or walk.” This approach helps lenders feel equipped and confident in handling property issues effectively.

Real Property Inspections & Condition Assessments:

Where Deals Get Delayed—and Liability Gets Real

Repairs and Construction Trades:

Relating to Real Estate Transactions: Deals Live or Die on Demands Related to Urgent Repairs:

It Takes a Team of Professionals

To Close Loans, Including Third-party Vendors.

Competitors vs. Observers Sitting on the Sidelines in Business:

How Every Sector Balances Drive and Discipline

Why Is American Culture Obsessed with Competition?

From Little League fields to corporate boardrooms, America often feels like one big contest. Why does the U.S. embrace competition so fiercely—sometimes to the point of obsession?

(A Case Study: Optimum Health Institute of San Diego [OHI], a Model of a Well-run Nonprofit Organization)

Visionaries | Innovators | Leaders| Nonprofit Entrepreneurs | Facilitator | Instructors | Managers | Employees | Volunteers

Private, Hard, and Bridge Loans:

There are distinct types of non-bank financing, each with unique Features that influence their application and structure.

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