


Returning America To A Cultural Model For The World To Admire
My Days and Nights are Illuminated With a Renewed Sense of Optimism and Delight
Positive Changes Are In The Air

Fake News, Propaganda, and Disinformation- Part I
Fake News Is Having Its Comeuppence; The Viewership Sees Through The Fog Of Lies

The Capitalization Approach to Income Property Valuation: A Crucial Tool for Real Estate Professionals
Income Valuation

Consumer vs. Business Purpose Lending
Making The Distinction As Defined In Truth-In-Lending

Private Money Loan Documents and Related Disclosures
Summary Overview of Loan Documents

Private Money Lending: Licensing and Regulatory Oversight
On Overview Of The Private Money Industry

Eliminate Time-Wasters In Sales Career
Focus On Gaining Efficiencies

Financial Services Providers: Networking
Are A Valuable Referral Source For Private Money Lenders
Interaction With Other Professionals Has Many Benefits

Strategies for Successful Loan Closings
Turn a Planned Strategy into an Action Habit

What’s It All About, My Biker Friends?
A Poem to Celebrate the Shared Passion for the Biker Lifestyle.

Society’s Challenging Problems: Work Around Them
Confront Them By Becoming a Self-Starter and Reject Mediocracy.

Who Do You Want to Associate With? Empower Yourself:
Intelligently, Associate With Kindred Spirits

When A 'Friend' Turns Out To Be An Antagonist
Don't Give Opinions or Accept Opinions From Others Unless It Is Invited Or You Can Make Money From

Don’t Let the Old Man In
Reject Societal Age Biases By Breaking The Mold And Remaining HIghly Productive
Older People Generally Have A Stronger Work Ethic Than Younger People

Time Allocation
Use The 80/20 Principle

A Successful Person’s Best Practices
Adapt to Changes Required For Continuous Personal Growth

On Being Ourselves As A Unique Sovereign
Take Ownership of Ourself and Our Worth

Financial Elder Abuse in Real Estate Lending
We Must All Guard Against Financial Elder Abuse

Private Money Loans: An Overview
For Non-bank deals

Who Moved My Marketing Techniques Cheese?
The Shifting Landscape in Effective Marketing Techniques

Liens and Encumbrances in Real Property Transactions
How Recordation Clouds The Title Of The Real Property

A Borrower Witholds Material Facts In A Loan Transaction
Intentional or By Accident?

My Soon-To-Be ex-Husband Applied for a Home Loan During Our Divorce
Trouble in Paradise

The State Of California Took Over The Development Approval Process
Leaving Local Municipalities with Only Ministerial Approvals
Bureaucracies Will Fight Against Each Other for Power and Authority

Ask The Right Questions- Quick Read

Treat Others with Dignity and Respect
They Will Treat You The Same

Why Do We Allow Others to Define Our Narratives?
We Should Define Our Own Narratives

Fake News, Propaganda, and Disinformation - Part II of II
Designed to Control The People

Chapter VI - Private Money Lending: Licensing and Regulatory Oversight

Chapter II - Private Money, Hard Money, Loan Originations

Friends Do Business with Friends
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Your Guide To Personal Growth
Through tailored strategies and expert guidance, discover the keys to unlocking your full potential. With a wealth of experience, Dan empowers you to cultivate lasting positive change in both your personal and professional lives. Elevate your growth, embrace opportunities, and thrive in every aspect of your journey with our personal growth services.
Partner with an Expert and Truly Learn the Real Estate Lending Business
Welcome to DanHarkey.com, your source for education in real estate financing and personal development. Emphasis is placed on strategies for creating successful businesses for financial gain, a rewarding profession, and balancing the pursuit of money and family.

Meet Dan J. Harkey
Educator & Private Money Real Estate Lending Consultant
Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.
Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.
Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.
Reinventing Yourself
Discover the art of self-reinvention under our expert guidance. With a wealth of experience, Dan provides actionable insights, fostering resilience and empowering you to embrace change with confidence. Reimagine your future, overcome challenges, and chart a course towards personal and professional fulfillment. It's time to reinvent yourself, and Dan J. Harkey is here to guide you on this empowering odyssey of self-discovery.

Private Money/Hard Money Insights
Our expert analysis provides strategic insights into market trends, risk assessment, and profit potential. Whether you're a seasoned investor or new to the game, our tailored insights empower you to make informed decisions, maximizing returns in the world of hard money lending. Stay ahead of the curve with Dan's unparalleled expertise and secure your financial success through our hard money insight services.