Dan J. Harkey

Educator & Private Money Lending Consultant

Welcome to DanHarkey.com

Master Private Money Lending & Personal Growth with Expert Guidance

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, private money lending, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Private Money Strategies, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Private & Hard Money Lending Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Thank you, Dan Harkey, for writing such engaging and educational content for our Realty411 and REI Wealth magazine readers. You're a master wordsmith with a gift in being able to explain difficult financial concepts in a way that everyone, regardless of their real estate experience, can understand.

— Linda Pliagas, REALTOR®

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

7 Strategies to Build Personal Power and Influence

Personal power isn’t about titles or authority—it’s about the ability to influence outcomes, inspire others, and maintain control over your own life. True power is a blend of internal strength and external perception. Here are seven practical strategies to help you build both.

Building Personal Power: From Inner Agency to Outward Influence

You shape the outcome, but others decide on your credibility and trust. They are the ones who determine if you have power.

Immanuel Kant’s Timeless Wisdom:

20 Quotes That Shaped and Continue to Shape Modern Thought

Do Ordinary Folks have any Representation in Washington, D.C.?

Short answer: Yes. The long answer: Limited. Ordinary people are represented in Washington in multiple, concrete ways—and these channels are not just accessible to you. Still, they empower you to have your input read, cataloged, and (in some contexts) answered on the record. Your voice matters. However, their impact is limited when competing against special interests that can spend significant dollars on lobbying efforts.

Who Drafts New Legislation in Washington, D.C: the Lawyers of Special Interest, or the Legislators’ Staff Members?

Lobbyists and Legislative Drafting: Scope, Evidence, and Trends

The First Amendment Provides Strong but not Absolute Protections Against Religious Bias and Persecution in the United States.

Life of Will Rogers

Actor, humorist, columnist, and radio personality of the early 1900s. His famous quotes resonate.

Designing Business Feedback Loops for Sustainable Growth and Risk Control

Feedback loops—reinforcing (positive) and balancing (negative)—shape how businesses grow, stabilize, or stall. Reinforcing loops create flywheels that amplify momentum (e.g., reputation → demand → revenue → reinvestment → quality), while balancing loops impose constraints (e.g., capacity, risk, cash) to prevent runaway failure. In practice, both types interact, and time delays between cause and effect often produce oscillations and unintended consequences.

Feedback Loops, Both Positive and Negative, the Concept: The Consequences and Unintended Consequences

Feedback loops are fundamental mechanisms in systems theory, control theory, economics, biology, and even social dynamics. They describe how outputs of a system are fed back as inputs, influencing future behavior.

The Term “Police State” in U.S. Political Discourse

The concepts of the police state and police state overreach are not new. It has a long history. It may be layered in truth or used in a political context to harass the opposing party as though they are the culprit. Police, state, and government overreach go hand in hand.

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