Dan J. Harkey

Educator & Private Money Lending Consultant

The American Enterprise

Dan's unique perspective on the economy, the government, and our country's leadership is not commonly found in mainstream media. Designed to enlighten and engage you with what he believes is a refreshing dose of truth, his articles challenge the narratives often presented by mainstream media and encourage critical thinking about the state of our country's enterprise.

Dan offers workarounds and solutions when possible. His aim is to provide actionable solutions to the challenges we may face in these areas.

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1984 by George Orwell: Book Review

Published in 1949, George Orwell’s 1984 is a dystopian masterpiece that has become a cultural touchstone for discussions about surveillance, authoritarianism, and the fragility of truth. Set in a totalitarian state where the Party controls every aspect of life, the novel explores themes of power, control, and resistance in a world stripped of freedom.

The Jungle: The Novel That Changed America—and Why It Still Matters

When Upton Sinclair published The Jungle in 1906, his intention was clear: to expose the brutal exploitation of immigrant labor in America’s industrial cities. What he didn’t expect was that his vivid descriptions of unsanitary meatpacking practices would spark a national outcry and lead to the passage of landmark legislation. “I aimed at the public’s heart, and by accident I hit it in the stomach.” —Upton Sinclair

The Grapes of Wrath: A Timeless Portrait of Struggle and Solidarity

By John Steinbeck – A Review When John Steinbeck published The Grapes of Wrath in 1939, America was still reeling from the effects of the Great Depression. The Dust Bowl had driven thousands of families from their land, and the promise of California as a land of opportunity lured many westward. Steinbeck captured this migration in a novel that is both a deeply personal family saga and a sweeping social critique. Eighty-five years later, its themes, which eerily resonate with our current social and environmental crises, remain hauntingly relevant.

List Hidden Taxation in the American Enterprise System

If there is any question about the top tax bracket being 70% or more, think again. Hidden taxes are the culprit.

Inflation as a “Hidden Tax”: What It Is, Who Pays, and Why It Matters

Economists have long referred to inflation as a hidden (or stealth) tax because it reduces the purchasing power of money without a vote or new legislation. Milton Friedman put it bluntly: “Inflation is a form of taxation without legislation.” He argued that it acts directly on cash balances and—through unindexed tax rules—quietly raises practical tax burdens as prices rise.

The Power of Repetition: How Lies Become “Truth” and How to Fight Back

Propaganda, a potent force that thrives on a simple yet powerful principle: repeat a lie often enough, and it begins to feel true. This isn’t just a political tactic—it’s a psychological phenomenon deeply rooted in how our brains process information. Understanding why repetition works—and how to counter it—is not just important, but urgent in today’s media-saturated world.

“Send in the Clowns.” Origin and Meaning.

The phrase “send in the clowns” has both a literal origin and a figurative meaning that evolved:

For Zombie companies that do not have cash flow to sustain their business, they must issue more stock or borrow to keep operating. How does the ultimate collapse occur? Gradual, then absolute!

The collapse of a zombie company, a firm that cannot generate enough operating cash flow to cover its debt service and must rely on issuing equity or borrowing more, follows a predictable sequence of financial stress events. This predictability is crucial in understanding the systemic implications of such collapses.

"The Invisible Obstacle: How Secretive Bureaucracies Undermine Progress"

Many employees are so entrenched in their jobs as to create an aura of business activity without disclosing anything to the manager or the leadership. Sally has been with us so long that “I’m confident she is doing her job.” But Sally is deeply entrenched, while playing the quiet-quitting and quiet resignation. She is victimizing her company. This is particularly prevalent when affirmative action is part of the equation.

The Life and Times of Mark Twain

Mark Twain was born Samuel Langhorne Clemens on November 30, 1835, in Florida, Missouri, and grew up in Hannibal. This Mississippi River town later inspired the fictional St. Petersburg in The Adventures of Tom Sawyer and Adventures of Huckleberry Finn. His childhood was marked by both idyllic river life and harsh realities like poverty, disease, and slavery, which profoundly influenced his later writings.

The 1998 Long-Term Capital Management Collapse was a Significant Event in Financial History that Warrants a Detailed study.

The shortcomings of financial leverage, computerized annualization, market hype, and moral hazards. A great read is the book “Conspiracy of Fools,” about the collapse of LTCM.

What is the Impact of Financial Leverage On Investment Yields? Understanding the potential benefits of financial leverage can be a game-changer for your investment strategy.

The impact of financial leverage differs significantly between stocks and real estate, primarily due to differences in asset characteristics, financing structures, volatility, and income generation.

The Distinction between truth and Illusion in American Politics: An Analysis of facts, Frames, and the Post-Truth Challenges.

In an era where the battle between objective facts and manufactured narratives is shaping American politics, understanding the difference between truth and illusion is more crucial than ever.

Police State, Tyranny, Authoritarianism, and Totalitarianism:

Understanding the Differences and Lessons for Modern Governance

The Social Security Trust Fund Illusion: What Americans Should Know

For decades, Americans have been told that the Social Security Trust Fund is a reserve of assets set aside to pay future benefits. In everyday language, “trust fund” evokes an image of money invested and waiting to be drawn down.

The Hidden Driver of Productivity: Why Engagement Matters More Than You Think

Executives often focus on tools, generally technical, time management, and objectives and key results (OKRs). However, the key factor that consistently distinguishes ordinary performance from exceptional results is engagement.

The Hidden Driver of Productivity: Why Engagement Matters More Than You Think

Executives often focus on tools, generally technical, time management, and objectives and key results (OKRs). However, the key factor that consistently distinguishes ordinary performance from exceptional results is engagement.

A Case for Intrinsic Motivation: Why People Want to Learn, Work, and Excel Without Coercion

People do not need compulsion from the state—or any heavy-handed authority—to learn and get ahead. They need conditions that unlock the empowering force of intrinsic motivation: autonomy, competence, and relatedness.

The Life and Times of Mr. Rogers

Fred Rogers—known to millions simply as Mr. Rogers—was a profoundly influential figure in American television and childhood education

How connected is the USA to Israel?

The relationship between the U.S. and Israel is not just a bilateral alliance, but a unique and significant factor in global geopolitics. It stands as one of the most financially and politically intertwined alliances in the world, underscoring its exceptional nature--In terms of payments to, and in turn, Israel lobbying the U.S legislature for preferential treatment?

Entitlement Arbitrage: Property Owners Unlocking Hidden Value in California Real Estate

California’s evolving land use laws have created a rare window of opportunity for real estate property owners and investors. With the state now overriding local municipalities in the approval process, properties once constrained by zoning limitations can now be repositioned for high-density residential development—dramatically increasing their value.

Why Mutual Cooperation Is Breaking Down—and What’s Driving It

For decades, commerce and civic life rested on an implicit social contract: cooperation and mutual respect.

John Stuart Mill’s Contributions to Freedom: Historical Context and Impact

“The only purpose for which power can be rightfully exercised over any member of a civilized community, against his will, is to prevent harm to others.”

John Stuart Mill: Historical Context and Enduring Impact

John Stuart Mill (1806–1873) wrote in the long shadow of the Industrial Revolution and the Victorian reform era—a period marked by expanding literacy, democratization, religious pluralism, and unprecedented social mobility, but also by entrenched hierarchies and intense pressure to conform.

Police State, Tyranny, Authoritarianism, and Totalitarianism: Understanding the Differences and Lessons for Modern Governance

Throughout history, societies have grappled with different forms of oppressive governance. While terms like police state, tyranny, authoritarianism, and totalitarianism are often used interchangeably, they describe distinct political realities. Understanding these differences is crucial for recognizing early warning signs in modern democracies.

W. Edwards Deming: The Architect of Modern Quality Management

W. Edwards Deming (1900–1993) was a statistician, engineer, and management visionary whose ideas transformed global industry. Best known for his work in post-war Japan, Deming introduced principles that shifted quality from an inspection-based activity to a management-driven, systemic process.

The Role of Labor Unions and Factory Committees in the 1917 Russian Revolution

History has a propensity to repeat itself, while each generation of participants possesses no knowledge of the past. This is by design, and the system of government bodies that benefits from keeping its population ignorant. That was prevalent during the Russian Revolution of 1917. Look around today, and we will find that the average person is entirely ignorant of history and the way the economic engine of America works.

Lies, Damned Lies, and Statistics: The Origin, Evolution, and Real-World Lessons

The phrase “lies, damned lies, and statistics” is not just a cultural shorthand for skepticism toward data-driven arguments, but a powerful reminder of the potential for manipulation in numerical data. How would we feel if we realized that government statistics were one giant reservoir of lies and misstatements? So, what do you think?

How to Win Friends and Influence People

How to Win Friends and Influence People by Dale Carnegie is a classic self-help book focused on improving interpersonal skills, building relationships, and becoming more persuasive and influential in both personal and professional settings.

The Power of Positive Thinking: A Practical Guide to a Resilient Mindset You Can Start Using Today

In a world increasingly defined by uncertainty, stress, and rapid change, the ability to maintain a positive outlook is more than just a feel-good mantra—it’s a strategic advantage.

Systemic Ignorance: Why So Many Americans Know So Little History—and Whether It’s by Design

If people remain ignorant from one generation to the next, then change and exploitation can easily be introduced. Each subsequent generation remains unaware of the preceding generations and only holds a frame of reference of their current generation. Manipulation and exploitation are easy because people know no difference; Ignorant people think that is the way it has always been.

Why Jesus Created the Most Profound Movement In History. He Was The Original Great Influencer.

• Scale of Impact: Christianity grew from a small Jewish sect in the 1st century to the world’s largest religion, influencing billions of people across 2,000 years. • Enduring Movement: Few movements have endured with such continuity and global reach as Jesus’s, leaving a lasting impression and earning respect across the world.

The Illusions That Shape Our Daily Lives

We like to believe what we see in the world. Much of what we accept as “truth” is built on illusions—mental shortcuts and comforting beliefs that help us navigate complexity

Seven Illusions That Shape Our Business and Finance Decisions

In the world of business and finance, certainty is a rare commodity. Yet, to make decisions, leaders often rely on assumptions that feel like facts—but are, in truth, illusions. These illusions provide comfort and simplify complexity, but when reality intrudes, they can lead to catastrophic missteps.

The Comfort of Illusions: Why Americans Mistake Stories for Truth

In today’s America, politics is less about governing and more about storytelling. Facts still exist, but they compete with something far more seductive: illusion narratives crafted to feel true, even when they aren’t. This seductive nature of illusions is what draws so many Americans into accepting them as reality. The answer to this puzzle lies in psychology, identity, and the architecture of our media ecosystem.

History of Manufacturing Consent: Edward Bernays

Edward Bernays was absolutely a propaganda specialist, though he preferred the term “public relations” after World War I because “propaganda” had developed a negative connotation.

Has the censorship complex, big tech, big media, and big business subsided or accelerated under President Donald Trump

Under President Donald Trump’s second term, the influence of the “censorship complex,” involving Big Tech, Big Media, and Big Business, has decelerated.

Is Affirmative Action Marxist? Separating Myth from Reality

Few topics spark as much debate as affirmative action. Critics often claim it’s rooted in Marxist ideology. But is that true—or just a convenient talking point?

Entrenched Bureaucracy and Legislative Burden: A Compounding Threat to Profitability in California’s Real Estate and Insurance Markets

Bureaucracy, onerous laws, and regulations are the economic cancers that continue to metastasize, inflicting severe damage to organizational efficiency and profitability.

What’s Killing Your Profitability?

10 Hidden Counter Forces (with Practical Examples, Metrics, and Fixes)

The Remote-Work Reset: How Hybrid Work Is Rewriting the Commercial Real Estate Playbook

Remote and hybrid work have shifted from emergency measures to a durable operating model. The result is a structural re-rating of U.S. office demand, vacancy, valuations, and city finance.

The Core Tenets of the Christian Faith: Doctrine, History, and Scripture

From its earliest days, Christianity has centered on a shared confession: one God, revealed in Jesus Christ, present by the Holy Spirit, saving humanity through the cross and resurrection, and gathering a people called the church

Personal Sovereignty and Christian Faith

Reconciling Personal Sovereignty with Commitment to Jesus

The Second Amendment to the U.S. Constitution, ratified in 1791 as part of the Bill of Rights, reads:

“A well-regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.”

The First Amendment to the U.S. Constitution:

The First Amendment to the U.S. Constitution, a cornerstone of American democracy, was ratified in 1791 as part of the Bill of Rights. It safeguards several fundamental freedoms that are central to our nation’s identity and functioning. It boldly states:

The Structural Shift in Remote Work Since COVID-19, and What Comes Next

COVID-19 has transformed remote work from a niche perk to a mainstream operating model. This structural shift, after a sharp pandemic spike and a partial retreat, has now stabilized at a new equilibrium—sector-specific, skill-weighted, and globally uneven.

Does the Bureau of Labor Statistics Lie for Political Gain or Desired Propaganda to Further Their Agenda and Ideology?

The history of the Bureau of Labor Statistics provides false statistics, then revising them later as a propaganda ploy or political ploy. The BLS routinely overestimates or underestimates when it is politically expedient, and revises when it gets caught.

Fiat Currency and Inflation Cycles: Understanding the Definition and Connection

Fiat currency—money that derives its value from government decree (force) rather than a physical commodity—has become the foundation of modern economies. While it offers flexibility and efficiency, it also introduces a critical vulnerability: the potential for manipulation, inflationary cycles, and deflationary cycles.

All About Fiat Currency:

Fiat currency plays a central role in inflation because it gives governments and central banks the ability to control the money supply.

The Future of Money: From Dollar Dominance to a Multipolar Currency World

Parkinson’s Laws - About Personal And Organizational Structure

C. Northcote Parkinson: Timeless Insights for Modern Business

The Life and Times of The Iconic WolfMan Jack

Here are some of Wolfman Jack’s most memorable and iconic statements that capture his personality and philosophy: Wolfman was the most iconic radio disc jockey in history. His approach was authentic and truthful to the common person, which made him real in their minds, including me.

American Graffiti, a Movie that left an indelible mark on our culture, particularly for those of us who are more mature, is an iconic piece of cinematic history.

As a junior teenager, I found myself living every minute of American Graffiti. From the car hops on roller skates to the thrill of cruising to show off your car and your chick, it was a world I was a part of.

“Go Ahead, Make My Day”: Why Dirty Harry’s Lines Still Hit Hard

Few movie characters have carved their way into pop culture like Inspector Harry Callahan. From his debut in Dirty Harry (1971) to his final bow in The Dead Pool (1988), Clint Eastwood’s no-nonsense cop gave us some of the most quotable lines in cinema history. These weren’t just tough-guy one-liners; they were cultural markers of an era wrestling with crime, justice, and authority.

The Great Transformation: Transforming Ourselves, Our Country, and Our Way Of Life.

The primary transformation is about ourselves, as we learn and adapt to the rapid changes around us.

How Bad Is the Office Property Glut Today?

The U.S. office market is still facing a significant glut, though there are signs of gradual improvement.

Identity, Ideology, and Estrangement: Understanding Family and Friendship Breakdowns in Polarized Times

In an era of heightened ideological polarization, families across America are grappling with a painful reality: loved ones becoming so radicalized that they reject facts, embrace illusions, and sever ties with anyone who disagrees.

When ideologies become so radicalized that the participant will falsify any illusion to defend their beliefs?

When someone’s ideology becomes so radicalized that they will believe any illusion to defend their beliefs, several psychological and social dynamics are often at play. Radicalization may manifest in the form of extremist views on the world in general, financial pressure, family pressure, politics, and religion.

The Alarming Scope of Financial Elder Abuse

Elder financial crimes account for an estimated 20% of $73 trillion in assets held by older Americans—approximately $14.6 trillion misappropriated or stolen. To put this in perspective:

Financial Elder Abuse in Real Estate Lending: A Cautionary Tale

According to the National Adult Protective Services Association (NAPSA), only 1 in 44 cases of financial elder abuse is reported. Victims are three times more likely to die and four times more likely to enter a nursing home without funds. With an estimated $14.6 trillion at risk, vigilance is critical.

Earners vs The Non-Productive Class and The Parasitic Takers

It’s a question of profound significance. It delves into economic productivity, social policy, and cultural values, making it a topic of great interest and relevance. Who earns, pays taxes, and contributes to the economic engine of the U.S., and who are merely takers who subsist while exploiting the productive people? I intend to exclude those who are genuinely in need of help because of age, mental, or physical handicaps.

Milton Friedman, Most Influential Economist in the 20th Century.

Milton Friedman (1912–2006) was one of the most influential economists of the 20th century, renowned for his strong advocacy of free-market capitalism and his foundational contributions to the development of monetarism. His ideas continue to shape modern economic policies, making him a significant figure in the field.

The Smoot-Hawley Tariff Act of 1930: Part II

What are the economic and geopolitical consequences of raising tariffs today as compared to 1930

“Who is John Galt?”

Who is John Galt?” This enigmatic question, immortalized in Ayn Rand’s novel, Atlas Shrugged, published in 1957, serves as a poignant expression of despair and confusion in the face of societal decline and bureaucratic overreach.

The Smoot-Hawley Tariff Act of 1930: Part I

The Smoot-Hawley Tariff Act, officially known as the Tariff Act of 1930, was a U.S. law that raised import duties on thousands of goods to protect American businesses and farmers during the Great Depression. Sponsored by Senator Reed Smoot and Representative Willis C. Hawley, it became infamous for its unintended economic consequences, serving as a cautionary tale against hasty policy decisions.

AB-2243, California: Housing on Commercially Zoned Land

Here’s a detailed summary of California Assembly Bill (AB) 2243, which significantly expands the scope and impact of AB 2011 and SB 6 to promote housing development on commercially zoned land:

Why Should the State of California Require All Above-Ground Electrical Lines to Be Replaced with Underground Lines?

Having electrical lines underground offers several key benefits, especially in terms of reliability, safety, and aesthetics. Here’s a breakdown of the main advantages:

California Senate Bill 35 (SB-35) Tiny Home Subdivisions

SB-35 was enacted in 2017 and is a key piece of legislation aimed at addressing the state’s housing crisis by streamlining the approval process for certain residential developments.

When Political Ideologies Become Warfare Against the People

Warfare against the people is a powerful and timely concept. It suggests a moment when political systems, originally intended to serve and represent the public, instead become tools of control, coercion, or oppression.

Henry David Thoreau’s Life and Major Works

Thoreau was one of America’s originalists and no conformist. From refusing to pay a poll tax to spending two years alone on Walden’s Pond, his super famous essay, "Civil Disobedience, reflects profound thinking and reasoning. Any enquiring critical thinker and non-conformist will want to explore this world-class historic character.

Peter Drucker: The Father of Modern Management

Peter Ferdinand Drucker (1909–2005) is widely regarded as the father of modern management. His pioneering work laid the foundation for contemporary management theory and practice. This essay examines Drucker’s biography, key contributions, influence on both the business and nonprofit sectors, and his enduring legacy.

Ralph Waldo Emerson: A Brief Overview Of A Great American Intellectual

Ayn Rand vs. Adam Smith: A Philosophical Comparison of Self-Interest

Ayn Rand’s many books are a preferred go-to for accumulating knowledge of self-interest, self-sufficiency, and one’s contribution to society. Her view is that by prioritizing self-interest, humanity as a whole will be better served. Adam Smith referred to this concept as the invisible hand.

The History of Self-Sufficiency and Individual Accountability

In America, we seem to have lost the supreme values of self-sufficiency and individual accountability, replacing them with collectivism and entitlement, where no one is held accountable. Our society has become a free-for-all frenzy without consideration of the long-term effects.

The Disintegration of Societal Foundations: A Critical Examination

Benchmark Each Task to Maximize Results in Terms of Time and Effort.

In the context of evaluating various jobs, benchmarking is a crucial process that allows you to compare the duties, responsibilities, qualifications, and compensation of specific jobs against a standard or reference point. This reference point often plays similar roles in other organizations or industry norms. By doing so, you can ensure that your job roles are competitive, fair, and aligned with industry standards, which is essential for attracting and retaining top talent.

The 10th Amendment to the U.S. Constitution, ratified on December 15, 1791, is part of the Bill of Rights.

The 10th Amendment is necessary because it clearly separates the powers and authorities of the Federal and State Governments.

The Federal Supremacy Clause is found in Article VI, Clause 2 of the United States Constitution.

It establishes that the Constitution, federal laws, and treaties made under its authority are the supreme law of the land, overriding any conflicting state laws.

How Many Different Ideologies in America Rise to The Level of a Political Force of Dominance?

In the United States, many political ideologies have become dominant or influential forces in shaping policy, public discourse, and electoral outcomes. While the two-party system (Democratic and Republican) tends to obscure the diversity of thought, many more ideologies are widely recognized as having significant political influence:

A Chorus of Personal Liberty

People experiencing poverty and the middle class beat their drums, A chorus rising—“This freedom is all that comes.”

Why Do We Tolerate Government Gaslighting?

From inflation metrics that understate the rising cost of living to wage statistics that don’t account for income inequality, the American public is routinely fed distorted data. The illusion of transparency is just that—an illusion. Behind the curtain lies a pattern of manipulation that critical thinkers must confront.

Why Are So Many Calling for a Federal Rate Cut?

The Federal Reserve’s interest rate policy is a powerful tool that influences the direction of the U.S. economy. Calls to decrease interest rates have grown louder, especially from sectors hoping to stimulate growth and boost investment. However, this approach is not without risks—particularly for the middle class.

Institutional Theft: The Systematic Transfer of Wealth from Ordinary Taxpayers to The Elites.

The people are kept busy through entertainment outlets and through continuous propaganda to ensure the status quo. The process occurs repeatedly with only minor grumbling by the people.

What happens when corporations try to manipulate consumer purchasing habits?

Manufacturers must understand and meet their purchasers' needs. When this understanding is lacking, it can lead to misallocation of assets, resulting in losses for the manufacturer and a lack of customer satisfaction and confidence in the brand. U.S. corporations have a long history of creating public relations crises, often due to this very reason.

Caution, Zombies Ahead: Enter at Your Risks?

The experience may be devastating, the outcome full of chaos, and the emotional aftermath will be long-lasting. Be fully aware of the potential dangers that may lurk ahead; an ambush may be lying in wait.

The U.S. as the World Reserve Currency Status Holder

The U.S has been the world reserve currency holder since 1944, but can it last? Currently, there are major competing forces, including BRICS, which was initiated by China, Russia, India, Brazil, and South Africa, that now boast 22 applicants to become members. This is a giant international socio-economic cosmic shift in power dynamics.

McMansion Blues: In Many Cases, The Transition Is Not Worth the Hassle

Inflationary Pressures Have “Come Home to Roost,” Where the Rising Cost of Property Taxes, Property Insurance, Association Dues, Capital Improvements, and Maintenance, added together, in Many Cases, Is More Than the Property Loan Payment, if there is one.

As the Public Discovered That The Response to COVID-19 was a Fraud, and wearing the Mask Was A Political Statement, Gaslighting was the Government’s, Large Corporations’, and Big Pharma’s Answer to Avoiding Responsibility

Gaslighting is “psychological manipulation,” causing the public to question their reality about the effectiveness of the phony vaccine. They relied on “phony, illusory science” because most of the testing was on mice, not human beings. The reality was that the phony vaccine was a gene-modifying mRNA substance.

Ideological Zealotry Has Replaced Critical Thinking

Empower yourself with critical thinking, a tool that enables you to examine facts, opinions, propaganda, and illusions skeptically. It's your key to determining the most likely outcome and discerning truth from propaganda.

Shoplifting begets financial losses for the business owners

Financial losses render the business unprofitable, and therefore, there is no motivation to continue operating.

Wimpy, Buy Now, Pay Later! A Lesson in Government Spending

Like Wimpy, who practices getting things today and deferring payment until later, the government subscribes to the same principle.

How To Reinvent Ourselves, Part II

When Failures Are Within Our Control

Systemic Failures Outside Our Control: Part I- Reinventing Ourselves

How To Respond When Systemic Failures Are Outside Our Control

Legacy Media as an Arbiter of Truth Is Dead, and No Time Too Soon

Since the days of Edward R Morro, the media has served as an establishment propaganda arm. Their pay was power, access, and advertising dollars while they sold out the American public.

When I was much younger, having differing opinions was a minor irritation.

You jabbed at friends who thought differently, suggesting they had inferior intelligence or were uneducated, laughed about it, and had a beer together, essentially getting on with life as it should be.

SB-79: A Shocking Turn in California's Housing Laws, Where the Unthinkable Becomes Reality

How about allowing multiple high-rise apartment buildings in your neighborhood up to 65 feet tall, for the simple fact that the property is within ½ mile of a bus stop.

The Housing Market Is in A Dripping Downslide, Cautioning Potential Buyers to Stay Out Of The Market

Drip, Drip, Drip, a Very Sustained Slippage of Buyer's Interest to Take the Plunge to Purchase Owner-Occupied And Investment Properties.

California: Random vs Non-random Events.

There are no random events in California. Dark forces tightly control everything. We are not allowed to question or obtain an entry pass to the elite club.

All Governments Have the Propensity of Robbing Peter to Pay Paul

All governments, from democracies to dictatorships, employ organized and systemic redistribution to maintain power. This is evident in the allocation of government funds, tax policies, and social welfare programs, all of which are designed to maintain the status quo and prevent social upheaval.

Real Estate Bubble or No Bubble: Let's Look Back at 2007 and the Mother of All Economic Crashes.

May 2010: Warren Buffett- “Very, very few people could appreciate the bubble,” which he called a “mass delusion” shared by 300 million Americans.

Rosie The Riveter And The WWII Propaganda Campaign

Rosie, a fictional symbol for women in the workforce, was a significant figure who stood for women’s independence and played a crucial role in history.

Propaganda is as American As Ice Cream and Apple Pie

Since the emergence of Edward Bernays in the early 20th century, the role of propaganda specialists has been a significant one. This role, rooted in history, continues to shape our present and will likely persist into the future.

Lady Sues Ex-boyfriend Over His Attempt To Steal Her Property

A Private Money Lender Came To The Rescue

Bad Bots: The Overwhelming Force Behind From 50% To 73% of Internet Traffic

Before you get excited about all your efforts and capital outlay to create an effective marketing platform and reach thousands of people per day, think again.

Round Up the Usual Suspects

This phrase originated in the 1942 film Casablanca, where Captain Renault ordered his subordinates to round up familiar pawns after Major Strasser was shot.

Too Few Jobs And Too Few Qualified Applicants (2025)

Following World War II, numerous job opportunities were available in both the manufacturing and the service sectors.

Repositioning Office Buildings Into Apartments And Condominiums Is A Complex Process

In many cases, the demolition crew has a job of dismantling economically, physically, and functionally obsolete buildings.

The Concept Of Red Tape Is Widely Known And Understood

Let’s Cut The Red Tape And Get This Job Done; Distroy The Barriers And All Participants Benefit

Trading Short-Term Gratification for Long-Term Pain

Buy now, pay later is not a good strategy

How Many Advertisements Are We Exposed To Each Day

Most advertisements constitute random noise in our lives.

The War Against The Deep State Entrenched Bureaucratic Apparatus

Anyone Who Thinks The War Is An Easy Task Must Rethink The Entrenchment of 100 Years In The Making

Right, Left, Centrist, Alt-Right, Alt-Left, Right-Leaning, left-Leaning, Passive, Ignorant, and Non-Participant, Subversive, Criminal

Political and Ideological Factions Abound.

The Free Lunch Bunch Got Check Mated

The Trade War Is a War For Economic Dominance

Eventual solutions will see a recalibration of trading partners suitable for all participants.

Non-Tariff Cheating

The US has ended up on the losing end: Time to right the ship

The American Colossal Racketeering Enterprise

For the last 50 years, politicians have seemed too busy lining their own pockets to care about the ultimate collapse.

Keep the Change, You Filthy Animal: A Phrase for the New Work From Home Culture

technological innovations allow workers be productive at home and eliminated the need for much of the office space

Alright, Cowboys, Express Your Opinions

But, Does Anyone Care

Will Interest Rates Rise or Decrease in 2025?

The First 100 Days Of The Trump Administration Will Dictate The Direction

The U.S. Economy

Is it a Perpetual Zombi and Ponzi Scheme?

Living in High Tax States vs Low Tax States

Escape The High-Pressured Hamster-Like Financial Treadmill Lifestyle

Are Your Bank Accounts Safe? Part II of II

A Follow Up To Part I: If Your Money and Safety Deposit Contents Are Confuscated Who Will Benefit?

Are Your Bank Accounts Safe? Part I of II

The Answer is No, Hell No, And Absolutely Unequovically No: Your Bank Account Balances Do Not Belong To You Any Longer

EVs vs. ICE Automobiles: An Overview- Part I of II

Electric vs Internal Combustion Vehicles, History, Benefits, and Detriments

Can you imagine scolding one of your employees today? ...

Some pretend to work but hide, bypassing individual accountability.

What has happened to CNN? ...

I rely on them to tell me what I am supposed to believe...

A Shadow Of Yesterday’s Greatness

The new administration under Donald J. Trump faces the daunting task of restoring the U.S. to a state of economic stability

Parkinson's Laws

indictment of poor work habits, failing culture, organizational and institutional fraud, and government inefficiencies

The Old General Store

A Central Place For Shopping For Goods and Social Interaction With The Community

On Becoming An Effective President

Representing The Interest Of The Taxpayers

Vacant And Under-Utilized Federal Buildings

Looking At The Eye-Popping Inefficiencies

Returning America To A Cultural Model For The World To Admire

My Days and Nights are Illuminated With a Renewed Sense of Optimism and Delight

The Greatest Heists in American History

It’s Not From Robbing Banks, But Actions In The Rigged System

Debasement: Watching Your Dollars Shrink in Value

Continuous Debasement Keeps The Common People On An Economic Tread Mill

Facing Economic Challenges Head-On