Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

The respect I have for you is the catalyst that makes me think when you write an article. I know you will keep at it. Coming up with ideas that make you think about then do your best writing about that subject. I hope others find the gift you give of yourself valuable as I do. With out that catalyst I would not go down the rabbit hole that lurks within this old fools mind. Most of all it reminds me of discourse with my mother on ever subject imaginable.

— Bob Hawkins

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

“Light My Fire”: The Doors and the Enduring Legacy

Few bands captured the restless imagination of the late 1960s quite like The Doors. Formed in Los Angeles in 1965, the group—Jim Morrison, Ray Manzarek, Robby Krieger, and John Densmore—crafted a sound that blended blues, rock, jazz, Latin rhythms, and a theatrical intensity that set them apart from their contemporaries. Their music did more than entertain; it challenged conventions and mirrored the cultural upheavals of the era.

The “Real” Homelessness Numbers Feel Secretive—Especially for People Living in Cars: Part II of II

On almost any night, you can see a growing shadow population-people sleeping in cars, vans, RVs, or behind warehouses-highlighting the challenge of understanding what’s truly happening in your city. There exists in the consciousness of the observer an element of suspension rather than compassion and understanding.

“A Travesty of a Mockery of a Sham”: The Perfect Description of Mortgage Brokerage in 2026

Few lines capture the daily reality of being a mortgage broker as perfectly as Woody Allen’s immortal outburst:

“A Travesty of a Mockery of a Sham”: The Private Money Lender

Why Hard Money Lenders See the Industry More Clearly Than Anyone Else

“How Do You Like Me Now?!”

Toby Keith and the Defiant Breakthrough

The Bandwagon Effect on Social Media: Follow the Crowd

(What it is, how it works, why it’s powerful)

The Gatekeepers Have Lost the Narrative

— and Biased Journalism Has Been Stripped Down and Is Being Rebuilt in a Perverse Public View.

“Running on Empty” Origin & Meaning

“Running on empty” started as a literal motoring expression: a vehicle is still operating even though the fuel gauge reads “empty” (or near empty), meaning it could stop at any moment.

“It’s a 5 O’clock World.” Part I of II

“It’s a 5 o’clock world” means: the workday ends, and a sense of relief and freedom begins—typically at 5 p.m., the traditional end of the workday.

“I Love This Bar”: Toby Keith’s Iconic Country Song

Toby Keith’s “I Love This Bar” is more than just a chart-topping single; it became a cultural symbol of American small-town life in the early 2000s. Released as the lead single from Keith’s 2003 album Shock’n Y’all, the track arrived in August 2003 (listed as 18 August 2003 in some discographies). It quickly became a staple of bar jukeboxes, tailgates, and country radio, reflecting a broader cultural resonance.

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