Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Thank you, Dan Harkey, for writing such engaging and educational content for our Realty411 and REI Wealth magazine readers. You're a master wordsmith with a gift in being able to explain difficult financial concepts in a way that everyone, regardless of their real estate experience, can understand.

— Linda Pliagas, REALTOR®

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

“Running on Empty” Origin & Meaning

“Running on empty” started as a literal motoring expression: a vehicle is still operating even though the fuel gauge reads “empty” (or near empty), meaning it could stop at any moment.

“It’s a 5 O’clock World.” Part I of II

“It’s a 5 o’clock world” means: the workday ends, and a sense of relief and freedom begins—typically at 5 p.m., the traditional end of the workday.

“I Love This Bar”: Toby Keith’s Iconic Country Song

Toby Keith’s “I Love This Bar” is more than just a chart-topping single; it became a cultural symbol of American small-town life in the early 2000s. Released as the lead single from Keith’s 2003 album Shock’n Y’all, the track arrived in August 2003 (listed as 18 August 2003 in some discographies). It quickly became a staple of bar jukeboxes, tailgates, and country radio, reflecting a broader cultural resonance.

Legacy Media Isn’t Simply “Dying”: It Has Self-Destructed.

But it is also being systematically strangled by economic and structural failures that undermine its survival.

Legacy Media Is Collapsing Because It Was Distrusted, Disarmed, Disintermediated, and Devalued- Four D’s to Self-Destruction.

Legacy media isn’t collapsing because it “lost touch.” It’s collapsing because the gatekeepers have changed, and the new gatekeepers don’t need newsrooms to make money. The industry is being squeezed from both ends: distribution is controlled by platforms, and revenue is captured by systems that don’t pay for reporting.

Why the “Real” Homelessness Numbers Are Secretive: Part I of II

—Especially for People Living in Cars:

Satisfaction: The Rolling Stones and the Cultural Earthquake “

When The Rolling Stones released “(I Can’t Get No) Satisfaction” in 1965, they didn’t just add another song to the rock and roll canon—they ignited a cultural spark that helped define an entire generation. Written by Mick Jagger and Keith Richards, the track emerged during a period of global social unrest, and its tone of frustration and rebellion resonated with young listeners.

“Shout”

The Isley Brothers Song With an Everlasting Spark

Waste, Fraud, and Abuse:

Inside the SBA’s Massive Pandemic-Fraud Crackdowns

Why Homelessness Became “Profitable” for Government and Related Institutions.

—And How to Break the Perverse Incentives

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