Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Dan has written a powerful article. The link at the end of Affirmations is A+, so you may want to read it as well. I posted this on Facebook. Look at Dan’s fantastic library of articles

— Dale Morrison

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

The California Legislature Has No Discipline While Spending Other People’s Money.

Watching Public Projects Lose Cost Discipline

Against the Grain:

The phrase “against the grain” originates from woodworking. It refers to the natural direction of fibers in a piece of wood (the grain), where cutting or sanding against them is difficult, produces a rough finish, and goes against the material’s natural tendency. Key details about the origin include:

Against the Grain: What It Means in Business, Real Estate, and Lending

Most people follow the crowd because it feels safe. In business, real estate, and lending, that instinct can be expensive.

Crisis Control Theater to Economic Control: The Real Issue Was Never the Emergency, But A National Control Tactic.

Climate Control and COVID-19 Pandemics Were Frauds for Economic Control. The People Are The Victims.

From Crisis Response to Behavioral Control: The Control Systems Being Built Around Us

From The Climate Change and COVID-19 Frauds Against The American People, What Comes Next? The People Are Left As Observers Just Like The Drive-In Theatre.

Public Reporting on Borrowers: The Lender and Verified Facts #2

The Loan Underwriter’s Difference Between Due Diligence and Expensive Stupidity

Public Reporting Information on Borrowers: The Lender and Verified Facts #1

Public Reporting Information on Borrowers: The Lender and Verified Facts Necessary Components for The Loan Underwriter to Make an Informed Decision

Nothing Says “Freedom” Like Mandatory Slogans and Approved Opinions-Part II

10 Current U.S. Examples of Mandatory Speech / Approved-Opinion Pressure

Nothing Says “Freedom” Like Mandatory Slogans and Approved Opinions- Part I

Compelled Speech and Censorship: Tyranny in the Making

California’s Fraud Problem: Part II

A Plain English Explainer for Taxpayers and Borrowers

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