Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Real Estate Finance

Search Results

SB-4: California Church Corporations and Nonprofit Low-Cost Housing Building Opportunities.

Are there legal remedies available to the church or nonprofit if a municipality refuses to cooperate and comply with state mandates?

Building Trades Vendors: Your Real Estate Deal Lives or Dies on Their Performance- Quick Read

The Hidden Infrastructure Behind Every Smooth Closing

Independent Foreclosure Trustees (Agents):

The Referee Who Executes the Real Property Foreclosure Procedure

Top 10 Real Property Inspection Triggers + Lender Responses (Private Lender Playbook)

“Every trigger gets a response: re-trade, reserve, repair-before-fund, or walk.” This approach helps lenders feel equipped and confident in handling property issues effectively.

Real Property Inspections & Condition Assessments:

Where Deals Get Delayed—and Liability Gets Real

Repairs and Construction Trades:

Relating to Real Estate Transactions: Deals Live or Die on Demands Related to Urgent Repairs:

It Takes a Team of Professionals

To Close Loans, Including Third-party Vendors.

Private, Hard, and Bridge Loans:

There are distinct types of non-bank financing, each with unique Features that influence their application and structure.

Private Money vs. Hard Money vs. Bridge Loans (Same Bucket, Different Labels)

When banks decline or delay, private, hard, and bridge loans provide alternative funding options, highlighting their flexibility for quick access.

Reasons Borrowers Choose Private Money Loans (When Banks Can’t—or Won’t—Move)

When a bank says “maybe,” private money answers a different question: “What’s the collateral and what’s the exit?” This focus can reassure borrowers about the security and clarity of their financing options, building trust in private lending.

Bank vs. Private Lending for Real Estate Loans

Frequently Asked Questions (FAQ):

Bank vs. Private Lending for a Real Estate Loan:

What Should You Expect?

Why Private Money Lending Wins (When It’s Let’s Go-Time)

Gritty Borrower Quotes: With a Splash of Humor

Why Private Money Feels “Better” (When Time Matters)

Transactional Coordinators and Loan Processors:

Essential Partners for Mortgage Brokers

Real Estate Loan Underwriting Demystified

What Really Happens Before Loan Approval

Mastering the Initial Inquiry:

How Brokers Set the Stage for Loan Success

“Agency Law Uncovered: Myths, Risks, and Compliance for Real Estate Professionals.”

Agency Law isn’t “just paperwork.” Misunderstanding disclosures, fiduciary duties, and broker responsibilities can undermine your confidence, lead to costly mistakes, and threaten your reputation.

Private Lending Is Subject To Real Estate And Securities Laws

Private lending in California is not “just real estate.” It is governed by both Real Estate and Securities Laws, and compliance is essential to protect capital and avoid penalties, helping lenders feel secure in their operations.

“Cost of Taking a Hard Money Loan vs. Consequences of Losing the Opportunity To Make a Lot More Money”

Mini Example (Points/Rate vs. Deposit Loss)