Effective Date:July 17th, 2025

Welcome to danharkey.com (the “Site”), owned and operated by Dan J. Harkey. By accessing or using this website and submitting your contact information, you agree to the following terms related to communications via SMS and email.

Communications Consent

By entering your email address and/or mobile phone number on any form on this site and checking the appropriate consent box, you expressly agree to receive communications from Dan J. Harkey via:

• Email newsletters containing real estate insights, market updates, and professional content
• SMS messages related to tips, educational material, and occasional promotional offers

You understand and agree that:

• SMS frequency will not exceed 4 messages per month
• Email newsletters may be sent weekly or bi-weekly
• Message and data rates may apply for SMS
• Consent is not a condition of any purchase
• You can unsubscribe or opt out at any time

Opt-Out

• To stop receiving SMS messages, reply STOP at any time.
• To get help with SMS, reply HELP.
• To stop receiving emails, click the unsubscribe link at the bottom of any email.

You may also contact us directly to update or delete your contact information.

Use of Site

Your use of this Site is subject to these Terms as well as our Privacy Policy, which explains how we collect, store, and protect your personal information.

Terms of Use for DanHarkey.com

Last Updated: January 2026

Welcome to DanHarkey.com (“the Website”). By accessing or using this Website, you (“the User”) agree to be bound by the following Terms of Use (“Terms”). If you do not agree to these Terms, you must discontinue use of the Website immediately.

These Terms govern your use of the Website and all content, articles, materials, features, and services provided herein.

1. Educational and Informational Purpose Only

The materials on this Website, including articles authored by Dan Harkey, are provided for educational and informational purposes only. Content is general in nature and may not reflect the latest legal, financial, or industry developments.

Nothing on this Website constitutes, or should be construed as:

• legal advice

• accounting or tax advice

• financial, investment, or lending advice

• professional consulting or services

You should consult qualified professionals before making any decisions regarding the topics discussed on this Website.

2. No Professional Relationship Created

Your use of the Website does not create an attorney–client, accountant–client, fiduciary, or any other professional relationship between you and the Website or its author.

Communications submitted through the Website (including comments, emails, or inquiries) do not create such a relationship.

3. Accuracy, Completeness, and Reliance Disclaimer

Although reasonable efforts are made to present accurate, reliable, and current information, the Website and its author make no representations or warranties of any kind, express or implied, regarding:

• the completeness, accuracy, or reliability of the information

• the suitability of the content for any particular purpose

• the timeliness of updates or corrections

All content is provided “as is” and “as available.”

You acknowledge that you rely on the information at your own risk.

4. Limitation of Liability

To the fullest extent permitted by Law, DanHarkey.com, its author, and affiliated parties shall not be liable for any:

• direct

• indirect

• incidental

• consequential

• special

• exemplary

• punitive

damages arising out of or related to:

• your use or inability to use the Website

• reliance on any content contained herein

• errors, omissions, inaccuracies, or delays in the information

• any interaction with the Website or its services

Your sole remedy for dissatisfaction with the Website is to discontinue using it.

5. Intellectual Property Rights

All content on the Website—including articles, text, graphics, design elements, logos, and layout—is the intellectual property of Dan Harkey or its respective rights holders and is protected by copyright and other applicable laws.

You may:

• view and read the content for personal, non-commercial use.

You may not, without prior written permission:

• copy, reproduce, republish, modify, distribute, license, sell, or create derivative works

• use content for commercial purposes

• display content on other websites or publications

Proper attribution is required for any permitted sharing.

6. Prohibited Activities

Users agree not to:

• engage in unlawful use of the Website

• attempt to disrupt or interfere with Website functionality

• access data not intended for users

• use automated tools (e.g., bots, scrapers) without permission

• upload or transmit harmful code, malware, or disruptive software

• impersonate any person or entity

Violation of these provisions may result in immediate termination of access.

7. Third‑Party Links

The Website may contain external links for convenience or reference. These links do not imply endorsement or control. The Website is not responsible for:

• third-party content

• accuracy of external information

• privacy practices of linked sites

Users access third-party websites at their own risk.

8. Privacy Policy

Your use of the Website is also governed by the Privacy Policy, which describes how information may be collected, used, or stored.

If you would like, I can draft a tailored Privacy Policy next.

9. Changes to Terms

The Website reserves the right to update, modify, or replace these Terms at any time without prior notice. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by and interpreted under the laws of the State of California, without regard to conflict‑of‑Law principles.

Any disputes arising from these Terms or use of the Website shall be resolved exclusively in courts located in California.

11. Contact Information

For questions regarding this Terms of Use agreement, please contact:

Dan Harkey
Email: dan@danharkey.com