Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

The respect I have for you is the catalyst that makes me think when you write an article. I know you will keep at it. Coming up with ideas that make you think about then do your best writing about that subject. I hope others find the gift you give of yourself valuable as I do. With out that catalyst I would not go down the rabbit hole that lurks within this old fools mind. Most of all it reminds me of discourse with my mother on ever subject imaginable.

— Bob Hawkins

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

When the City of San Diego (or any other municipality) neglects to comply with State Housing Laws such as SB-4 and SB-1037, it faces severe legal consequences.

Artificial Intelligence: The Threat the Government Can’t Destroy-Technical Read

How truth-finding machines, born from code, are prying open a century of obscurity and secrecy.

Artificial Intelligence: The Threat the Government Can’t Destroy- Quick Read

For over a century, the American political and economic system has been shaped by entrenched interests, opaque institutions, and narratives designed to maintain control. Today, a new force, Artificial Intelligence (AI), is emerging as a potential disruptor, not because it seeks power, but because it serves as an arbiter of truth. And truth, uncovering a system built on deception, is revolutionary.

“Evil Woman” — How a Last-Minute Inspiration Became ELO’s First Global Breakout- Technical Read

Evil Woman: The Breakthrough Hit That Defined ELO’s Sound- Quick Read

A private street maintenance agreement is essential for banks and mortgage companies that require a recorded contract before lending on a property located on a private street.

A private street maintenance agreement is essential for banks and mortgage companies that require a recorded contract before lending on a property located on a private street. However, requirements vary by lender and property. This legal document specifies who will maintain the street and how its finances will be managed.

Does the Federal Deposit Insurance Corporation (FDIC) insure Trust Accounts?

Trust accounts are a common way to manage and distribute assets, but many account holders wonder: Are trust accounts insured by the FDIC? The answer is yes—under specific rules that were recently updated.

The Deep State and America’s Decline: The Real Enemy from Within

For over a century, Americans have been conditioned to fear foreign adversaries—China, Russia, Iran—while ignoring the most dangerous threat of all: the enemy within. This internal menace, often referred to as the Deep State, is not a conspiracy theory but a systemic reality. It consists of entrenched bureaucrats, political operatives, and enforcers who manipulate laws, policies, and public perception to maintain power and expand the American Empire.

Comparing “Lies” by The Knickerbockers and “Lies” by The Thompson Twins reveals distinct themes, styles, and cultural contexts that highlight the unique eras of each song.

Although these two songs share the same title, they represent very different eras, styles, and cultural messages:

Lies, Lies by the Thompson Twins: A Sharp Critique of Deception and Power

Released in 1983 on the album Quick Step & Side Kick, “Lies, Lies” became one of the Thompson Twins’ most recognizable hits. With its infectious synth-pop sound and biting lyrics, the song is a commentary on dishonesty and manipulation—both in personal relationships and broader social contexts.

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