Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Dan has written a powerful article. The link at the end of Affirmations is A+, so you may want to read it as well. I posted this on Facebook. Look at Dan’s fantastic library of articles

— Dale Morrison

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

Hip Injections: Clinical Case Studies-

Hip pain—most commonly from osteoarthritis (OA), bursitis, labral pathology, or tendinopathies—affects function, mobility, and quality of life. Hip & Knee Together: About 40-50% of older adults experience pain in either their hip or knee joints, says Regenerative Institute of Newport Beach, Carolina Regional Orthopaedics, and Oxford Academic.

Hip Pain Management in 2026:

Evidence-Based Options from Steroid Injections to PRP and Total Hip Replacement

Unlocking Private Money Lending: Why Financial Service Networks Matter

Financial service professionals hold the keys to untapping lending opportunities. Accountants, planners, brokers, and attorneys aren’t just advisors—they’re powerful referral engines. Understanding loan types and private money lending can transform those relationships into revenue, making it essential to grasp this space for network growth.

“Cost of Taking a Hard Money Loan vs. Consequences of Losing the Opportunity To Make a Lot More Money”

Mini Example (Points/Rate vs. Deposit Loss)

✅ When to Use Private Money (Checklist + Case Studies + Successful Exits)

Lightning-Speed Closings with Private/Hard Money Loans: The Pivot When Urgency Hits

When a deal is about to collapse, speed becomes more valuable than rate. Highlighting private money’s quick turnaround can help you feel assured in saving urgent transactions, especially when facing a hard deadline—a deposit at risk, a seller threatening to cancel, or a bank adding “one more condition.”

Hard Money, Fast Closings: The Bridge Loan That Rescues a Deal

When a deal is about to collapse, speed becomes more valuable than rate. If you’re staring at a hard deadline—earnest money at risk, a seller ready to walk, or a bank suddenly “discovering” one more condition—private money can be the difference between closing and losing.

Loans To Complete Construction:

Most of the construction is complete, But The Owner Needs Additional Cash.

Clear and Present Danger:

The Soon-To-Be Ex-Husband Tried to Sneak Behind His Soon-To-Be Ex-Wife and Encumber The Jointly Owned Home For A Real Estate Loan.

Try Being Deceptive With Your Soon-To-Be Ex-Wife And See What Happens.

When The Soon-To-Be Ex-Husband Tries to “F” Over Your Soon-To-Be Ex-Wife

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