Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Welcome to DanHarkey.com

Master Educator | Business & Finance Consultant | Mentor

With over 50 years of experience, Dan J. Harkey has helped thousands navigate the complexities of real estate finance, and personal development. Whether you’re an investor, entrepreneur, or seeking financial wisdom, Dan provides actionable insights to help you succeed.

Giving back to the real estate community and helping others is a proven method of developing lasting and sustaining relationships and friendships.

Dan brings a wealth of knowledge spanning back to 1972. In addition to a life teaching credential, and has owned and operated a successful real estate sales company, mortgage company, escrow company, general insurance brokerage, and property management company.

Dan J. Harkey is a distinguished real estate consultant and educator who has given 350 seminars and written hundreds of insightful articles, all designed to improve the lives of his student partners.

Start Exploring Dan's Expert Articles on Business Growth, Real Estate, Finance, and Personal Development

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How Can Dan Help You Today?

Business Insights

  • Understand market trends, risk assessment, and profit potential
  • Learn proven strategies to maximize returns
  • Gain exclusive access to expert analysis from an industry veteran

Real Estate & Economic Trends

  • Navigate the evolving landscape of real estate finance
  • Make informed investment decisions with expert guidance
  • Stay ahead with in-depth economic insights

Reinventing Yourself & Personal Growth

  • Overcome challenges and embrace change with confidence
  • Develop resilience and unlock your full potential
  • Discover strategies for long-term personal and professional success

What Others Are Saying

Dan, I enjoy your real estate finance articles because they reflect significant knowledge and experience.

— Dennis Doss

Why Learn from Dan?

  • 50+ Years of Experience in real estate finance & lending
  • 350+ Seminars & Hundreds of Published Articles
  • Successful Entrepreneur – Mortgage, escrow, insurance, & property management
  • Proven Track Record – Helping investors & professionals build wealth

Dan's Latest Articles

Articles written by Dan Harkey contained in the website are for educational purposes only and are not intended to be comprehensive. Some articles contain opinions expressed by Dan Harkey that may be inconsistent with the views of others.

Dan Harkey’s articles are Not to be construed or relied upon as legal or accounting advice. Each subject written about is complex and may require the advice of qualified professionals in the subject areas discussed.

Qualified professionals typically include, attorneys, accountants, appraisers, architects; and environmental, soils, structural, and civil engineers. Consultation with title insurance and escrow officers; with construction, development, and other business experts may also be appropriate.

Tenacity: The Greatest Trait for Personal Success

Real-world case studies, lessons, and a practical playbook you can use today

Confidence as a Valuable Trait

How it’s built, how it breaks, and how to balance it for life and business

The Speed of Change Is Accelerating

Are we ready, and willing participants or laggards?

Constructive Fraud-Technical Read

Constructive Fraud is a legal concept that applies when a fiduciary relationship exists and the fiduciary breaches duties in a way that misleads or harms the principal, even if there was no intent to deceive. Getting tagged by some ideological zealot judge is easier than you think. The successful businessperson is always suspected, while the consumer is often overlooked or forgiven for their actions, such as a defaulted real estate loan.

AB-3108 – Allegation of Criminal Misconduct by Broker or Agent - Technical Review

Does AB 3108’s expansion of criminal liability for real estate and mortgage brokers create constitutional and practical concerns, including potential overreach into protected speech and increased litigation risk?

Actual Fraud Examples in Real Estate & Mortgage Transactions

Learn on the front end, not on the back end, when an accusation arrives at your front door.

Deeds of Trust: Structure, Roles, and Property Interests Explained

Foreclosure Procedure Under a Deed of Trust in California

California uses non-judicial foreclosure for deeds of trust, which is faster and less costly than judicial foreclosure.

Squatters’ Rights in California:

The Law, Myths, Case Studies, and Practical Defenses

My Dog Has Diarrhea.

She spends time in a community dog run. Are community dog parks and runs full of bacteria like Salmonella, viruses like parvovirus, or parasites like Giardia that are dangerous to young dogs?

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