Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

California Economy

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Loan Brokers and Agents Understand Fiduciary Relationships

Most Brokers And Agents Adhere To The Concept Of Fiduciary Relationships, But A Few Fail to do so.

Lightning Speed Of Closing Private/Hard Money Loans: The Pivot When Urgency Is An Issue

Sometimes Borrowers Have An Urgent Need To Get the Proceeds Of A Loan To Solve An Urgent Problem

Networking With Valuable Financial Services Providers Like CPAs, EAs, and Financial Planners

Is A Valuable Referral Source For Private Money Lenders

Debt Consolidation Loans For Small Entrepreneurs

Sometimes Borrowers Need a Fresh Start and Stabilization to Clean Up Past Problems

Due-On-Sale and Encumbrance Provisions In Loan Documents

This Provision May be Contained In the Trust Deed for Residential, and the Trust Deed and Loan Agreement in Commercial

Why Do Hundreds Of Young Beautiful Women Want to Connect with Me On Facebook?

Am I That Special, Charming, Gorgeous, Masculine, Desirable, A Real Hunk? Of Course Not, but I Am A Suspect for Exploitation, Because My Traits Attract Online Scammers

Making Loans On Real Property with Environmental Issues

Anytime There Is A Commercial Property, Reviewing Environmental Issues Is Necessary

Trading Short-Term Gratification for Long-Term Pain

Buy now, pay later is not a good strategy

A Borrower and Their Insurance Broker Willfully Engaged In Fraud Against a Lender

Even A Few Service Providers Have No integrity

Insurable Value vs Assessed Value

Valuation Methods and Purposes Differ Greatly

How Many Advertisements Are We Exposed To Each Day

Most advertisements constitute random noise in our lives.

A Real Property Borrower Operates With No Skin in the Game

Maximum Leverage Can Be Beneficial or Can Be Used to Can Be Used to Transfer the Risk to the Lender

Hitting the Threshold of Complexity:

Understanding and Managing Personal and Professional Growth

The Trade War Is a War For Economic Dominance

Eventual solutions will see a recalibration of trading partners suitable for all participants.

California Has A Habit Of Issuing Penalties Based On Your Success

the egalitarian state wants to syphen the last dollar out of every half-successful person

Rode Hard and Put Away Wet

A Good Spoof On A Friend

Private Money/Hard Money Real Property Loans

A list of good reasons to switch to a private money lender

Condo and Multifamily Inspection Laws: California 2024

And the requirements to make recommended upgrades

Assessing Private Money Loan Transactions

Evaluating The Viability Of Approval and Closing

Are Your Bank Accounts Safe? Part I of II

The Answer is No, Hell No, And Absolutely Unequovically No: Your Bank Account Balances Do Not Belong To You Any Longer