Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Private & Hard Money Lending

Valuable Insight and Information About Private & Hard Money Lending

Dan has given 350 seminars, written books, sponsored legislation, and penned technical articles on real estate and lending. Dan’s website provides reliable information and guidance.

Brokers and agents play a crucial role in this subset of the lending industry, making and arranging loans funded by private investors and secured by real property. They operate as intermediaries with fiduciary responsibilities, facilitating the lending process. The lending criteria in this subset are more property/equity-driven and less credit/income-driven.

Search Results

Construction Completion Loans Are A Good Business Strategy

“As-is” and “As-completed” Appraisals Are Required As Part Of The Underwriting

Lending On Owner-Occupied Commercial Buildings

Underwriting a loan comes with a few special issues to deal with

Non-Conforming Strip Retail Centers Can Be Prudent Investments

Private Money Lenders Save the Day

Purchasing Valued-Added Real Property

California Has Taken a Top-Down Approach to The Development Approval Process

Leaving Local Municipalities with Only Ministerial Approvals

Some Borrowers Intentionally Withold Material Facts

During The Loan Submittal Process

Honey, It’s My House, Too; I Didn’t Think You’d Mind!

A real-life example of a husband intentionally deceived his wife

Private Money/Hard Money Real Property Loans

A list of good reasons to switch to a private money lender

Legal vs Equitable Ownership in Real Property

As It Relates to a “Due On Encumbrance” Provision In A Deed of Trust

The National Condo Crisis

75% of older buildings need significant upgrades with the costs passed on the the owners and renters

Possible Actions Taken by Defaulting Borrowers

In Real Property Transactions

Defaults On Real Property Loan Obligations

Understanding the Various Forms of Default, Part II of IV

When Real Property Borrower's Default

Understanding The Legal Procedures: A Key to Preparedness Party I of IV

Assessing Private Money Loan Transactions

Evaluating The Viability Of Approval and Closing

Environmental Hazards in Real Property

Serious Risks For Real Estate Owners, Tenants, Agents, and Lenders

Will Interest Rates Rise or Decrease in 2026?

The First 200 Days Of The Trump Administration Will Dictate The Direction

The Impact of Mansion Taxes in California

Soak The Rich Because Thats Where The Money Is

The Rise of Zombie Tower Office Buildings

Office Building With Super High Levels Of Vacancies With No Improvements In Sight

Real Property Easements

The Purpose & The Risks

Organize Your File And Create An Executive Loan Request Summary:

How to Submit a Loan Transaction to a Funding Broker