Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Real Estate Finance

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Real Estate (Private Money) Loan Documents and Related Disclosures

Real Estate Practitioners Should Obtain A Comprehensive Understanding Of The Loan Documentation To Carry Out Their Fiduciary Responsibilities To The Principals.

Deed of Trusts and Mortgage Investments In California

Overview Of The Licensing and Regulatory Scheme

A Real Property Borrower Operates With No Skin in the Game

Maximum Leverage Can Be Beneficial or Can Be Used to Can Be Used to Transfer the Risk to the Lender

The Trade War Is a War For Economic Dominance

Eventual solutions will see a recalibration of trading partners suitable for all participants.

Some Borrowers Intentionally Withold Material Facts

During The Loan Submittal Process

Private Money/Hard Money Real Property Loans

A list of good reasons to switch to a private money lender

Legal vs Equitable Ownership in Real Property

As It Relates to a “Due On Encumbrance” Provision In A Deed of Trust

Assessing Private Money Loan Transactions

Evaluating The Viability Of Approval and Closing

Real Property Easements

The Purpose & The Risks

Subordination of Liens and Encumbrances

Is Someone’s Willingness to Subordinate Fact or Fiction?

Synergies Between Independent Professionals

Are Required To Close Loans

Returning America To A Cultural Model For The World To Admire

My Days and Nights are Illuminated With a Renewed Sense of Optimism and Delight

Consumer vs. Business Purpose Lending

Making The Distinction As Defined In Truth-In-Lending

Private Money Lending: Licensing and Regulatory Oversight

On Overview Of The Private Money Industry

Lien Priority-Recording Documents And Instruments

How The System Of Public Notice Recordation Works

Private Money Credit Approvals

Is An Industry Standards Process

Private Money, Hard Money, Loan Originations

Best Practices

Time Allocation

Use The 80/20 Principle

Speed Of Private/Hard Money: The Pivot

Private Money Lenders Can Close Loans Super Fast

Land Parcels Containing Manufactured Homes

A Great Life Style for much Less Money and Off the Social Grid