Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Real Estate-Technical

Technical Real Estate Insight on the Issues that Move Value—Legally, Operationally, and Financially

Legal issues, valuation realities, operational pitfalls, and market shifts—explained in plain English.

Real estate isn’t just “location, location, location.” It’s contracts, compliance, conditions, valuation, and the little details that turn good deals into expensive lessons. My articles cover technical and legal issues, ownership and operations across residential and commercial property, and the market trends reshaping what works (and what doesn’t). If it affects risk, value, or performance, it belongs here.

Most deals don’t fail on the headline numbers—they fail in the details: condition, documentation, liability, tenant/legal exposure, and assumptions that don’t survive due diligence. I write about real estate the way it behaves, benefits, detriments, valuation methods, and the shifting landscape that changes your risk overnight.

Search Results

Property Lacks Easements for Ingress/Egress:

There Is No Way To Get In And Out Of The Property

Loaning To A Borrower With No-Skin-In-The-Game

The King and Queen of Leverage

Construction Completion Loans:

Loaning To Complete A Project is a Good Subset Of The Private Money Lending Industry

Encumbering the Trust Property: The Co-Trustees (Two Sons) Want to Get A Loan Using The Trust Property As Collateral

Family Sticks Together And Solves The Problem

Lending on Non-Conforming Strip Retail Centers

Private Money Lenders Save the Day

Loaning On Property With Deffered Maintenance

Value By Upgrading The Property

Chapter I- Private Money Loans: An Overview

For Non-bank deals

Who Moved My Marketing Techniques Cheese?

The Shifting Landscape in Effective Marketing Techniques

Liens and Encumbrances: - in Real Property Transactions

How Recordation Clouds The Title Of The Real Property

The Borrowers Remained Silent: They Didn’t Disclose Their Bankruptcy To Their Lender

Silence Is Not Always Golden

Purchasing Property Subject to a First Lien Without Notifying The First Lender

For Borrowers Trying To Get A Lower Interest Rate On Their First Loan

Borrower Withholds Material Facts: In His Loan Transaction

Intentional or By Accident?

My Soon-To-Be ex-Husband Applied for a Home Loan During Our Divorce

Trouble in Paradise

Procedures for Real Property Loan Transactions:

Best Practices

The State Of California Took Over The Development Approval Process

Leaving Local Municipalities with Only Ministerial Approvals

Can We Purchase Property Subject to a First Lien Without Notifying the Lender?

Obtaining a Loan Without Telling His Wife

Trouble in Paradise

Ask The Right Questions- Quick Read

Private Money Lending: Licensing and Regulatory Oversight

Chapter V - Active participants in the lending process

Including third-party vendors.