Police State, Tyranny, Authoritarianism, and Totalitarianism: Understanding the Differences and Lessons for Modern Governance
The Social Security Trust Fund Illusion: What Americans Should Know For decades, Americans have been told that the Social Security Trust Fund is a reserve of assets set aside to pay future benefits. In everyday language, “trust fund” evokes an image of money invested and waiting to be drawn down.
Why Do Borrowers Choose Privately Funded Loans Over Bank Loans? When banks say no, private lenders, in most cases, will say yes.
Entitlement Arbitrage: Property Owners Unlocking Hidden Value in California Real Estate California’s evolving land use laws have created a rare window of opportunity for real estate property owners and investors. With the state now overriding local municipalities in the approval process, properties once constrained by zoning limitations can now be repositioned for high-density residential development—dramatically increasing their value.
California’s Entitlement Feed Back Loop: When Good Intentions, Bureaucracy, and Market Reality Collide California prides itself on protecting consumers, tenants, and communities. However, as “I’m entitled to some of yours” expectations harden into mandates, the machinery required to deliver on those expectations grows—rules multiply, compliance becomes a business line of its own, and costs cascade through housing, insurance, and everyday enterprise.
Why Mutual Cooperation Is Breaking Down—and What’s Driving It For decades, commerce and civic life rested on an implicit social contract: cooperation and mutual respect.
The Dr. Zhivago Effect In California Many of us are old enough to remember the classic novel Dr. Zhivago, completed in 1956 by Boris Pasternak, a Nobel prize-winning masterpiece…The 1966 film adaptation of the story went on to win six Academy Awards. It is a romantic drama set in historic Russia between the years before World War I and the Russian Civil War of 1917-1922…
The Alarming Scope of Elder Abuse in the United States: A Hidden Epidemic By any measure, elder abuse in the United States is a public health and public safety crisis hiding in plain sight. As America ages—older adults will comprise roughly 23% of the population by 2050—the frequency, severity, and cost of abuse are rising, while reporting remains stubbornly low. That combination makes elder abuse both widespread and chronically undercounted.
Lies, Damned Lies, and Statistics: The Origin, Evolution, and Real-World Lessons The phrase “lies, damned lies, and statistics” is not just a cultural shorthand for skepticism toward data-driven arguments, but a powerful reminder of the potential for manipulation in numerical data. How would we feel if we realized that government statistics were one giant reservoir of lies and misstatements? So, what do you think?
Systemic Ignorance: Why So Many Americans Know So Little History—and Whether It’s by Design If people remain ignorant from one generation to the next, then change and exploitation can easily be introduced. Each subsequent generation remains unaware of the preceding generations and only holds a frame of reference of their current generation. Manipulation and exploitation are easy because people know no difference; Ignorant people think that is the way it has always been.
Why Jesus Created the Most Profound Movement In History. He Was The Original Great Influencer. • Scale of Impact: Christianity grew from a small Jewish sect in the 1st century to the world’s largest religion, influencing billions of people across 2,000 years. • Enduring Movement: Few movements have endured with such continuity and global reach as Jesus’s, leaving a lasting impression and earning respect across the world.
How to Spot Manufactured Illusions: A Practical Guide (with Real World Examples) Manufactured illusions don’t usually look like lies. They feel true, familiar, emotionally satisfying, and endorsed by sources we trust, or that we foolishly trust. That’s by design.
Subordination and Inter-Creditor Agreements: Agreements that Modify the Collateral Lien Position, by Mutual Written Agreement Between Principal Parties A contractual document that provides a mutual understanding of modifying lien priority in real property transactions.
Is Affirmative Action Marxist? Separating Myth from Reality Few topics spark as much debate as affirmative action. Critics often claim it’s rooted in Marxist ideology. But is that true—or just a convenient talking point?
Entrenched Bureaucracy and Legislative Burden: A Compounding Threat to Profitability in California’s Real Estate and Insurance Markets Bureaucracy, onerous laws, and regulations are the economic cancers that continue to metastasize, inflicting severe damage to organizational efficiency and profitability.
What’s Killing Your Profitability? 10 Hidden Counter Forces (with Practical Examples, Metrics, and Fixes)
The Remote-Work Reset: How Hybrid Work Is Rewriting the Commercial Real Estate Playbook Remote and hybrid work have shifted from emergency measures to a durable operating model. The result is a structural re-rating of U.S. office demand, vacancy, valuations, and city finance.
The Second Amendment to the U.S. Constitution, ratified in 1791 as part of the Bill of Rights, reads: “A well-regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.”
Does the Bureau of Labor Statistics Lie for Political Gain or Desired Propaganda to Further Their Agenda and Ideology? The history of the Bureau of Labor Statistics provides false statistics, then revising them later as a propaganda ploy or political ploy. The BLS routinely overestimates or underestimates when it is politically expedient, and revises when it gets caught.
California Property Inflation and Insurance Stress: Multiple-Torpedoed-Whammies Against the People and Private Property Rights. California is experiencing a multitude of counter-economic forces that undermine the dream of homeownership and significantly add to the stresses of current property owners and renters alike.