The Rise of Techno-Surveillance in America: Urgent Need for Privacy in the Age of Data The American Way of Life depends on The People Continuing to Accept Mass Illusions To perpetuate the Culture and The Economic Systems, including 24/7 surveillance.
Fiat Currency and Inflation Cycles: Understanding the Definition and Connection Fiat currency—money that derives its value from government decree (force) rather than a physical commodity—has become the foundation of modern economies. While it offers flexibility and efficiency, it also introduces a critical vulnerability: the potential for manipulation, inflationary cycles, and deflationary cycles.
All About Fiat Currency: Fiat currency plays a central role in inflation because it gives governments and central banks the ability to control the money supply.
SB-9: California: The objective is two dwellings on one single-family lot, or one single-family lot subdivided into two parcels. SB 9 and the Fight for Housing in California: The State Takes Over the approval authority, Municipalities left with Ministerial Approvals Only, Court Rulings, and What It Means for You.
The Great Transformation: Transforming Ourselves, Our Country, and Our Way Of Life. The primary transformation is about ourselves, as we learn and adapt to the rapid changes around us.
Legal vs. Equitable Ownership in Real Property: Why Is This Critical? As It Relates to a “Due on Sale,” and “Due on Encumbrance” Provision in a Deed of Trust
Earners (Workers Who Pay Taxes) vs The Non-Productive (So-Called Bureaucratic Worker) Class and The Parasitic Takers Who Produce Nothing But Expect Everything as an Entitlement. It’s a question of profound significance. It delves into economic productivity, social policy, and cultural values, making it a topic of great interest and relevance. Who earns, pays taxes, and contributes to the economic engine of the U.S., and who are merely takers who subsist while exploiting the productive people? I intend to exclude those who are genuinely in need of help because of age, mental, or physical handicaps.
Milton Friedman, Most Influential Economist in the 20th Century. Milton Friedman (1912–2006) was one of the most influential economists of the 20th century, renowned for his strong advocacy of free-market capitalism and his foundational contributions to the development of monetarism. His ideas continue to shape modern economic policies, making him a significant figure in the field.
The Seemingly Smart Borrower Refuses to Pay for Adequate Property Insurance Fools Rush in Where Wise Men Never Tread
Who is Howard Roark from the Novel, The Fountainhead? Howard Roark is the protagonist of Ayn Rand’s 1943 novel The Fountainhead. He’s a fiercely independent and idealistic young architect who represents Rand’s philosophy of individualism and creative integrity. Roark is known for his uncompromising commitment to his own architectural vision, refusing to conform to traditional styles or societal expectations.
The Smoot-Hawley Tariff Act of 1930: Part II What are the economic and geopolitical consequences of raising tariffs today as compared to 1930
The Smoot-Hawley Tariff Act of 1930: Part I The Smoot-Hawley Tariff Act, officially known as the Tariff Act of 1930, was a U.S. law that raised import duties on thousands of goods to protect American businesses and farmers during the Great Depression. Sponsored by Senator Reed Smoot and Representative Willis C. Hawley, it became infamous for its unintended economic consequences, serving as a cautionary tale against hasty policy decisions.
When Clouds Are Seeded, The Weather Is Impeded Seeding clouds can bring rain, and sometimes too much rain, causing material damage and loss of life.
Non-Profits and Churches: A Real Estate Lender’s Guide In California, the Attorney General’s office plays a critical oversight role for nonprofit and religious organizations, particularly those classified as charitable entities.
Loaning On Land Parcels Containing Manufactured Homes That Are Classified As Real Property Today A Cautionary Tale: Real Property vs Personal Property. One month after the manufactured home is installed on its permanent foundation, it is considered personal property. Three months later, it is classified as real property because the owner has completed the 433a certification process. The reality is that a manufactured home can still be uprooted from its foundation and hauled away with a big rig and specialized equipment.
Frequently, the Mortgage Broker Must Help Clean Up The Borrower’s Mess To Close The loan. A good mortgage broker is worth their professional designation as a real pro, and to earn a handsome fee when they handle technical problems to achieve an adequate solution to get the loan approved
AB-1893, California: Builder Remedy Here’s a comprehensive summary of California Assembly Bill (AB) 1893, which significantly reforms the Housing Accountability Act (HAA) and its Builder’s Remedy provisions, effective January 1, 2025:
Streamlined approval process to accelerate housing development (California). In California housing legislation, a streamlined approval process—often referred to as a streamlined ministerial approval process—is designed to accelerate housing development by removing discretionary barriers and simplifying local review procedures.
AB-2243, California: Housing on Commercially Zoned Land Here’s a detailed summary of California Assembly Bill (AB) 2243, which significantly expands the scope and impact of AB 2011 and SB 6 to promote housing development on commercially zoned land: