Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Private & Hard Money Lending

Valuable Insight and Information About Private & Hard Money Lending

Private Lending Runs on Trust. Brokers Make It Work

In private and hard money lending, brokers and agents don’t just “find money”—they engineer the transaction. They act as intermediaries with fiduciary responsibilities, aligning Borrower needs with investor requirements while keeping the deal anchored to collateral value, risk, and an executable exit strategy. This site provides reliable insight—from structuring to underwriting to documentation—so your deals are defensible and your outcomes predictable.

Search Results

AB-1275: Aligning Housing and Transportation Planning for Sustainable Growth- Quik Read

AB-1154: Streamlining Junior Accessory Dwelling Units to Boost Housing Supply- Quick Read

AB-1414: Giving Renters the Right to Opt Out of Landlord-Imposed Internet Plans- Quick Read

AB-1061: Balancing Housing Growth and Historic Preservation- Quick Read

AB-1050: Technical Analysis of California’s Reform on Unlawfully Restrictive Covenants- Technical Read

AB-1050: Removing Barriers to Housing by Tackling Restrictive Covenants- Quick Read

California’s housing shortage isn’t just about zoning—it’s also about outdated property covenants that block redevelopment. AB 1050 targets these hidden barriers to unlock new housing opportunities

AB-1021: Leveraging School Property to Address California’s Housing Crisis-Quick Read

Repurposing underutilized school property into workforce housing.

AB-920 and California’s Digital Pivot: Centralized Permit Portals for Housing Development- Technical Read

AB-920: California’s Push for Digital Permit Streamlining in Housing Development- Quick Read

AB-893: Expanding Streamlined Housing Development to Campus Zones

AB-790: A Crucial Step in Protecting Single Mothers and Children from Homelessness

AB-712: Strengthening Enforcement of California’s Housing Reform Laws

AB-678: Advancing Inclusive Homelessness Policy in California

AB-610: Technical Analysis of California’s Housing Element Disclosure Mandate- Technical Read

AB-610: Enhancing Transparency in Housing Element Constraints- Quick Read

AB-507: Unlocking Adaptive Reuse for Housing Production- Quick Read

AB-480 — Personal Income Tax Law • Corporation Tax Law • Insurance Tax Law: Low Income Housing Tax Credit (LIHTC)

A full-length policy analysis for developers, investors, local officials, and housing advocates (October 2025)

AB-480: Modernizing California’s Low-Income Housing Tax Credit Program- Quick Read

AB-463 (likely AB 462): Speeds Approvals for Coastal & Disaster Area ADUs

A complete length policy analysis for homeowners, local officials, lenders, and advocates (October 2025

AB-463: Accelerating ADU Permits in Coastal Zones and Disaster Recovery Areas- Quick Read