Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Opinion & Prospective

Hear Dan’s viewpoints about how things work and the intended and unintended consequences, delivered with humor to keep you entertained and engaged.

They are delivered with humor, breaking down the barriers of reality, truths versus illusions, and manufactured narratives.

Search Results

The Economic Treadmill: Wealth Disparity, Debt, and the Illusion of Prosperity- Quick Read

In today’s urgent economic landscape, the chasm between the top 10% and the bottom 50% has widened to unprecedented levels. The top 10% of the financial structure now commands about 64% of the nation’s wealth, while the bottom half holds a mere 2.5%. This stark imbalance is not just a statistical reflection of a system that increasingly favors capital over labor, privilege over perseverance.

Subversive Groups: Who Are They, Who Funds Them?

“The question is, can communist subversion be defeated without using ‘authoritarian’ measures? Is a constitutional republic equipped to deal with this kind of threat? When someone wages war on your society internally, is there a way to fight them while being civic-minded? Probably not.” - Brandon Smith

Why Are Government Employees Included in GDP Estimates From The Department Of Labor?

GDP measures the market value of all final goods and services produced within a country during a specific period. Government services—such as education, defense, public safety, and administration—are considered part of this output even though they don’t produce tangible goods. In particular, government employees' output is marginal at best, and more of a cost factor than a productive factor.

Terminal Humor: Why Airports Sound Like They’re Plotting Your Demise

Airports are modern marvels of logistics, engineering, and overpriced trail mix. But beneath the shiny floors and endless moving walkways lies a darker truth: the language of air travel is unintentionally terrifying.

Despite All the Rhetoric: The Debt Spiral Deepens

“Despite all the rhetoric, we will go deeper in debt, the Fed will print more money, and the value of the dollar will continue to plummet.” — Ron Paul

The Role of Central Banks

Central Banks—Engines of Coercion, Institutional Theft, and Wealth Transfer (with Case Studies)

Taxation, Coercion, Institutional Theft- Complete Version

Understanding Taxation, Coercion, Institutional Theft, and the Economic Treadmill: A Historical Analysis of Power

How Fiat Money, Crisis Backstops, and “Stability” Policies Keep Workers on an Economic Treadmill

Central Banks: Engines of Coercion, Institutionalized Theft, and Wealth Transfer “Inflation is a policy of confiscation… taxation by stealth.” — Ludwig von Mises.

Symbolism in Bob Seger’s “Hollywood Nights” vs. “Night Moves:” Glamour, Memory, and the Price of Desire:

Bob Seger’s catalog often reads like a map of American longings. Nowhere is that clearer than in the symbolic architectures of “Hollywood Nights” (1978) and “Night Moves” (1976). One song races up canyon roads toward the glittering promise of reinvention; the other idles at a drive-in on the edge of town, where the past glows like a marquee long after the film has ended. Taken together, these tracks form a diptych about place, time, and the costs attached to our most persistent dreams.

Bob Seger: Glamour, Memory, and the Price of Desire

The symbolism of Bob Seger’s “Hollywood Nights” vs. “Night Moves”

I’ve been Searchin’ So Long”: Chicago, 1972, The song that changed the direction of rock music.

The Long Shadow of Fear: How Control, Fear, Anxiety, and Policies of Manipulation Reshape Democracies

Too Many Balls in the Air: Origin, Meaning, and How to Put a Few Down Without Dropping the Rest

“Too many balls in the air” is one of those phrases that needs no translation. You can feel it. It conjures the image of a juggler trying to keep one more ball aloft than physics—and human attention—will allow. In modern life, the idiom has become a shorthand for overcommitment, cognitive overload, and the risk of failure through excess. This article traces the expression’s roots, clarifies its meaning and nuance, and offers practical techniques for anyone who feels like a circus act in a stiff headwind.

Too Many Balls in the Air: Why This Idiom Still Hits Home

Ever feel like a circus act? That’s the essence of the phrase “too many balls in the air.” It comes from juggling, where adding one more ball makes the entire act exponentially harder. In business and life, it means overcommitment, cognitive overload, and the risk of dropping the ball on something important, leading to decreased productivity and increased stress.

Psycho-Cybernetics by Maxwell Maltz: An Overview

About the Book • Author: Maxwell Maltz (plastic surgeon turned self-help pioneer) • Published: 1960 • Core Idea: Your self-image determines your success, happiness, and behavior. Change your self-image, and you change your life.

“Rising Tides Lift All Boats.” How Does This Apply to Income Inequality?

The phrase “a rising tide lifts all boats” is often used to suggest that overall economic growth benefits everyone. However, when we look at income inequality, the picture is more nuanced:

Obamacare is a Massive Redistribution from the Productive Class to the Unproductive and Less Productive Class.

The promotion of Obamacare plans was one of the century’s biggest lies. Which class subsidizes the other class? The regulatory infrastructure gobbles up ½ of the process.

From Mutual Trust to Mutual Distrust- Legal Shields: How Expanding Liability Laws Changed Society

For centuries, social and economic interactions were grounded in mutual trust. Business partners, neighbors, and communities relied on personal integrity and informal agreements to resolve disputes. But as economies grew more complex and risks multiplied, society began shifting away from trust-based relationships toward legal frameworks designed to allocate responsibility and protect against harm. One of the most significant developments in this evolution was the rise of joint and several liability.

What led to the Widespread Acceptance of Entitlement and Dependency as a Preferred Lifestyle in American Society?

The question touches on cultural, economic, and political transformations in American society over the past century. The mainstreaming of dependency as a value system in the U.S. can be traced through several interwoven developments:

Bridging the Economic Divide in America