Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Opinion & Prospective

Hear Dan’s viewpoints about how things work and the intended and unintended consequences, delivered with humor to keep you entertained and engaged.

They are delivered with humor, breaking down the barriers of reality, truths versus illusions, and manufactured narratives.

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Why Do We Tolerate Government Gaslighting?

From inflation metrics that understate the rising cost of living to wage statistics that don’t account for income inequality, the American public is routinely fed distorted data. The illusion of transparency is just that—an illusion. Behind the curtain lies a pattern of manipulation that critical thinkers must confront.

Why Are So Many Calling for a Federal Rate Cut?

The Federal Reserve’s interest rate policy is a powerful tool that influences the direction of the U.S. economy. Calls to decrease interest rates have grown louder, especially from sectors hoping to stimulate growth and boost investment. However, this approach is not without risks—particularly for the middle class.

The Great Stall of 2025-26

Far too many indicators are alarming, including move-up and move-down real estate purchases, mobility in job hunting, and technology replacing a significant number of employees, leaving too many unemployed without adequate new job prospects. The cleverly concealed inflation is not just a cause for concern but a ticking time bomb, and the emotional feeling of endless stagnation is a pressing issue that demands immediate attention.

When He Came Out of the Closet, his beliefs constituted a Radical ideological transformation of America, His Goose Was Cooked.

“Goose is cooked” is a fun idiom that originated from a 15th-century story about a man, Jan Hus, a Czech priest, who was burned at the stake for heresy. It means that someone has strayed and found serious trouble in the land of hopelessness. In the Land of ordinary citizens, he stood out as a reactionary with a radical departure from all prevailing cultural norms.

Institutional Theft: The Systematic Transfer of Wealth from Ordinary Taxpayers to The Elites.

The people are kept busy through entertainment outlets and through continuous propaganda to ensure the status quo. The process occurs repeatedly with only minor grumbling by the people.

What happens when corporations try to manipulate consumer purchasing habits?

Manufacturers must understand and meet their purchasers' needs. When this understanding is lacking, it can lead to misallocation of assets, resulting in losses for the manufacturer and a lack of customer satisfaction and confidence in the brand. U.S. corporations have a long history of creating public relations crises, often due to this very reason.

Honey, I handle the business in the family, and I didn’t think it made any difference.

Silence is not always golden when the consequence is alienation from your spouse; lonely days and lonely nights are forthcoming. Distrust and hostilities in future dealings are a sure thing.

Caution, Zombies Ahead: Enter at Your Risks?

The experience may be devastating, the outcome full of chaos, and the emotional aftermath will be long-lasting. Be fully aware of the potential dangers that may lurk ahead; an ambush may be lying in wait.

His Son Is A Bump on a Log: He Referred His Son For Employment. What a Mistake for Unsuspecting Employers.

My friend asked me to hire his unmotivated and uncaring son as a personal favor to him. The son's attitude is a product of family upbringing and today's public education establishment that promotes entitlement and collectivism, rather than individual accountability and self-sufficiency. I declined.

When people asked me for advice on achieving success, I was more than willing to offer it. Here is my advice.

Unsolicited advice to others is a waste of resources, which irritates those who didn’t ask for it. But when people ask for your advice, be charitable.

The U.S. as the World Reserve Currency Status Holder

The U.S has been the world reserve currency holder since 1944, but can it last? Currently, there are major competing forces, including BRICS, which was initiated by China, Russia, India, Brazil, and South Africa, that now boast 22 applicants to become members. This is a giant international socio-economic cosmic shift in power dynamics.

Appraisers' Opinions of Values: All Are Not Equal

Some Appraisal Reports Are Useless

McMansion Blues: In Many Cases, The Transition Is Not Worth the Hassle

Inflationary Pressures Have “Come Home to Roost,” Where the Rising Cost of Property Taxes, Property Insurance, Association Dues, Capital Improvements, and Maintenance, added together, in Many Cases, Is More Than the Property Loan Payment.

The War on Political and Cultural Marxism Is Alive, Ongoing, But Has Been Substantially Weakened. Total Victory of Annihilation is Within Reach. With Continuous Successful Efforts, We Continue to Slay This Dragon.

Why: The Dems are in compliant submission, and the Repubs are Feckless: The Repubs lack purpose, without practical skills, ineffective, incompetent, subversive agendas. The army of ordinary people must fight back against the entire system to regain their culture of freedom and democracy.

As the Public Discovered That The Response to COVID-19 was a Fraud, and wearing the Mask Was A Political Statement, Gaslighting was the Government’s, Large Corporations’, and Big Pharma’s Answer to Avoiding Responsibility

Gaslighting is “psychological manipulation,” causing the public to question their reality about the effectiveness of the phony vaccine. They relied on “phony, illusory science” because most of the testing was on mice, not human beings. The reality was that the phony vaccine was a gene-modifying mRNA substance.

Ideological Zealotry Has Replaced Critical Thinking

Empower yourself with critical thinking, a tool that enables you to examine facts, opinions, propaganda, and illusions skeptically. It's your key to determining the most likely outcome and discerning truth from propaganda.

Shoplifting Begets Financial Losses for the Business Owners, Causing Them To Close Up Shop In Mass.

Financial losses render the business unprofitable, and therefore, there is no motivation to continue operating.

Wimpy, Buy Now, Pay Later! A Lesson in Government Spending

Like Wimpy, who practices getting things today and deferring payment until later, the government subscribes to the same principle.

Honey, We Both Have Professional Level Jobs and Earn About the Same

When we return home, the lion's share of household chores falls on my shoulders, while you're comfortably seated on the couch.

How To Reinvent Ourselves, Part II

When Failures Are Within Our Control