Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Opinion & Prospective

Hear Dan’s viewpoints about how things work and the intended and unintended consequences, delivered with humor to keep you entertained and engaged.

They are delivered with humor, breaking down the barriers of reality, truths versus illusions, and manufactured narratives.

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The More We Learn About the Habits of Others, the More Effective We Will Become in Our Personal and Business Lives

There is great value in determining who to associate with and who to avoid: Some relationships are better left alone

When I tried to Reach Out to him, it Felt Like I Was Hitting a Brick Wall. Open Communication Seemed Impossible.

We often find ourselves amid challenging situations, where miscommunication acts as a formidable barrier. It's like being trapped in a maze, with no visible escape route.

What's the Difference Between Ignorant, Ill-informed, and Just Plain Stupid People?

Pondering this question makes little sense, but it is a fun exercise, all in the name of simple humor.

I’m as Mad As Hell, And I’m Not Going To Take This Anymore

The classic movie Network (1976) was a satirical drama film that had far-reaching implications about the American Enterprise.

A Borrower Operates With Very Little Skin in the Game, Trying To Maximize Profits

Maximum Leverage May Be Beneficial To The Borrower or May Be Used to Transfer the Developer’s Risk to the Lender

How has our approach to fashion transformed from the structured elegance of the 1950s to the current era of relaxed and individualistic styles?

Would you call today's version the relaxed fit or the unkept, non-conforming and a messy fit?

SB-1079: Modifies The Foreclosure Procedure of Residential 1 to 4 Properties In California

Another Monstrocrity law on the books modifies the foreclosure procedure. It serves to remove protective equity rights from trust deed investors and lenders, transferring the financial benefits to a special class as dictated by the regulation.

When I Line Up Three Ordinary People Who Have Similar Characteristics And Lack Distinctions, What Do I Get

Just Another Tom, Dick, and Harry

Real Estate Bubble or No Bubble: Let's Look Back at 2007 and the Mother of All Economic Crashes.

May 2010: Warren Buffett- “Very, very few people could appreciate the bubble,” which he called a “mass delusion” shared by 300 million Americans.

AB-2424: The California Legislature Has Passed Another Monster Law, Making It More Difficult To Foreclose On 1-4 Residential Units

AB 2424 is another law full of financial traps for lenders because it delays foreclosures, by extending the foreclosure period almost, almost, but not quite, idefinitely.

We're like two peas in a pod

This idiom refers to friends or people in general who are very similar in appearance, behavior, character, values, and ideologies.

Let’s Get Out OF Dodge, restated, Let's Get Out Of California

This famed idiom is used to suggest leaving uncomfortable places. Alternatively, staying may result in dire consequences.

Frankly, My Dear, I Don’t Give A Damn

Tell Someone You Were Close To Exactly How You Feel When The Relationship Turns From Intimacy To Disgust.

Rosie The Riveter And The WWII Propaganda Campaign

Rosie, a fictional symbol for women in the workforce, was a significant figure who stood for women’s independence and played a crucial role in history.

Propaganda is as American As Ice Cream and Apple Pie

Since the emergence of Edward Bernays in the early 20th century, the role of propaganda specialists has been a significant one. This role, rooted in history, continues to shape our present and will likely persist into the future.

Louie, I Think This Is The Beginning Of A Beautiful Friendship

Casablanca (1941), a cinematic masterpiece featuring Humphrey Bogart (Rick Blaine) and Ingrid Bergman (Ilsa), is a captivating blend of romance and political intrigue. Its unique narrative and compelling characters make it a timeless classic.

Bad Bots: The Overwhelming Force Behind From 50% To 73% of Internet Traffic

Before you get excited about all your efforts and capital outlay to create an effective marketing platform and reach thousands of people per day, think again.

Round Up the Usual Suspects

This phrase originated in the 1942 film Casablanca, where Captain Renault ordered his subordinates to round up familiar pawns after Major Strasser was shot.

A Young Asian Women Keeps Bugging Me To Connect On Facebook? Her Name Is “Ho Le Fook.”

Am I That Special, Charming, Gorgeous, Masculine, Desirable, A Real Hunk?

Life Of A Self-starter: A Lifelong Journey

Self-starters are purpose-driven, intrinsically motivated, action-oriented, and demand to get things done.