Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Humor

Expect Stories, One-liners, and Satire that Make the Point and Make You Laugh

Welcome to Humor—where I translate real life into laughs without losing the truth.

These posts deliver witty commentary, satire, and observational stories drawn from real estate, mortgage lending, private money, government policy, bureaucracy, and the economy.

Expect sharp takes on incentives, second-order effects, and the unintended consequences that show up after the press conference—usually with a bill attached. If you like humor that exposes the script while keeping you entertained, start here.

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“Left Out in the Cold:” The Origin and Evolution of

The phrase “left out in the cold” paints a vivid picture that resonates with us all: the feeling of being excluded from warmth and safety, forced to endure harsh conditions outside. Its literal roots likely trace to the late 19th century, when it described someone physically denied entry to a home or shelter during cold weather. Over time, this image evolved into a figurative expression for exclusion, neglect, or abandonment—whether social, political, or professional.

“Left Holding the Bag:” The Origin and Evolution

Early roots (Britain, 1600s–1700s). The ancestor of the expression was the British phrase “to give someone the bag to hold,” meaning to distract or abandon someone while others made off with the valuables—a figurative way of leaving a victim “in the lurch.” This phrase, which originated in the 17th–18th centuries in Britain, evolved to the modern usage of ‘left holding the bag’, with the focus shifting from the act of abandoning to the victim who is left with the unwanted burden.