Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Real Estate Finance

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✅ When to Use Private Money (Checklist + Case Studies + Successful Exits)

Lightning-Speed Closings with Private/Hard Money Loans: The Pivot When Urgency Hits

When a deal is about to collapse, speed becomes more valuable than rate. Highlighting private money’s quick turnaround can help you feel assured in saving urgent transactions, especially when facing a hard deadline—a deposit at risk, a seller threatening to cancel, or a bank adding “one more condition.”

Hard Money, Fast Closings: The Bridge Loan That Rescues a Deal

When a deal is about to collapse, speed becomes more valuable than rate. If you’re staring at a hard deadline—earnest money at risk, a seller ready to walk, or a bank suddenly “discovering” one more condition—private money can be the difference between closing and losing.

Loans To Complete Construction:

Most of the construction is complete, But The Owner Needs Additional Cash.

Try Being Deceptive With Your Soon-To-Be Ex-Wife And See What Happens.

When The Soon-To-Be Ex-Husband Tries to “F” Over Your Soon-To-Be Ex-Wife

How Real Estate Loans Actually Close: Planning, Execution, and Regulatory Discipline

Success in lending is never accidental; It requires a strategic endeavor.

Initial Borrower Loan inquiry: Best Practices for Speedy Closings

Written Reciprocal Access/Parking Agreement between Property Owners

Reciprocal Parking and Reciprocal Access Agreements

A field guide for inspectors, lenders, and anyone underwriting real estate risk

California Regulation 260.204.1 and Broker Due Diligence in Hard Money Lending

AB-1212, authored by Assembly Member Allister McAllister, highlights the critical role of real estate and mortgage brokers in “Hard Money” loans and outlines requirements to ensure compliance and protect their practices.

AB 3108: Expands Criminal Liability for Real Estate and Mortgage Brokers

Introduction to Income Property: Lender Underwriting Guidelines and Practices Chapter III

Commercial Loan Structures & Strategies: Guide for Income Property Investors (2026 Edition)

Introduction to Income Property: Lender Underwriting Guidelines and Practices Chapter II: Income Property Classifications

Constructive Fraud-Technical Read

Constructive Fraud is a legal concept that applies when a fiduciary relationship exists and the fiduciary breaches duties in a way that misleads or harms the principal, even if there was no intent to deceive. Getting tagged by some ideological zealot judge is easier than you think. The successful businessperson is always suspected, while the consumer is often overlooked or forgiven for their actions, such as a defaulted real estate loan.

AB 36 California: How Permanent Pro Housing Rules Are Rewiring Local Incentives—and What Comes Next- Technical Read

AB-36 California: Strengthening Pro-Housing Designations for Local Jurisdictions- Quick Read

Introduction to Income Property Lender Practices and Underwriting: Chapter I, Section II

Introduction to Income Property Lender Practices and Underwriting Chapter I, Section I

Book published by Dan Harkey