Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Opinion & Prospective

Hear Dan’s viewpoints about how things work and the intended and unintended consequences, delivered with humor to keep you entertained and engaged.

They are delivered with humor, breaking down the barriers of reality, truths versus illusions, and manufactured narratives.

Search Results

Powwow: Meaning, Origins, and Why the Word Matters

The word you’ve heard—maybe even used—without knowing its weight

Low Wages: Getting By on $20 per Hour or Less (U.S. & California, mid 2025)

The wage floor, frozen in time and space.

Motivation (Intrinsic vs. Extrinsic):

Why Similar Effort Produces Different Outcomes

The Quality of Intelligence Intersects with Philosophy, Motivation, Psychology, and Economics.

The Quality of Skepticism Is a Valuable Trait

Are We Dumbing Down the U.S.A.?

A Data-Driven Look at Declining Achievement and Racial Gaps in American Education

How to live a spiritually based life without flaunting it

Living a spiritually based life without flaunting it is all about authenticity, humility, and quiet consistency.

Quiet Faith in Action:

Real Stories of Spiritual Humility

The Role of Grace in Jesus’ Teaching:

From Spiritual Law to Daily Life

The Ten Commandments:

Meaning, History, and Jesus’ Fulfillment

Open-End vs Closed-End Car Leases:

Key Differences, Pros & Cons with Real-World Examples and Tax Insights

Residual Automobile Value Explained: The Hidden Factor in Car Leasing

Leasing a car often feels like a smart financial move—low monthly payments, little or no money down, and the ability to drive a new vehicle every few years. But behind the attractive numbers lies a critical concept that can significantly affect your total lease costs: residual value.

The Architecture of Institutional Control of the Masses:

Propaganda: Book by Edward Bernays- 1928

“Lapdog”

Bureaucratic Drag: The Silent Killer of Productivity and Profits

Excessive rules, rigid hierarchies, and administrative overload are eroding organizational agility.

Common Sense: Thomas Paine’s Revolutionary Voice

China Doesn’t Need a Ground or Air War to Win the Economic War with America: Part III.

China’s strategy is economic warfare without firing a shot. China employs a disciplined long-term strategy, whereas the U.S. uses a status quo strategy.

We Are Losing the Economic Dominance Battle with China for the Following Reasons: Part II

China’s Playbook vs. U.S. Priorities: Part I

A Comparative Strategic White Paper Prepared for: Dan Harkey • Date: 11 December 2025 • Location: San Juan Capistrano, CA.