AB-1212, authored by Assembly Member Allister McAllister, highlights the critical role of real estate and mortgage brokers in “Hard Money” loans and outlines requirements to ensure compliance and protect their practices.

California Nonprofit & Church Property Tax Exemptions and SB 4: A Comprehensive Guide (2025)

It is essential to understand the criteria, filing requirements, and forms to ensure proper qualification for property tax exemptions and affordable housing programs.

Who Moved My Marketing Cheese? Part II

Navigating Disruption in the Digital Age

The Complete Herding Dog Training Guide: Training My Dog, Daisy Jane

From Puppy Basics to Advanced Herding Skills

Dying, No One Cares, or Their Families Are So Poor They Cannot Afford a Proper Funeral.

How many people in the USA die, and no one claims them? They are the unclaimed bodies.

Herding Dogs: My Dog Daisy Jane

Guardians of the Flock and Masters of Instinct

Artificial Intelligence, Socialism, and Human Agency:

Policy Imperatives for Preserving Economic Freedom

Phishing Emails, Chatbots Scams, and Fraudulent Online Contacts: How Much Time is Wasted Daily?

Radicalization: At what point in society does violence send the country into civil war

That’s a profound and complex question, and there is no single threshold; it’s usually a convergence of factors that pushes a society from radicalization into civil conflict.

Radicalization Across Hinduism, Islam, and Christianity: Foundations, Drivers, and Impacts

Radicalization involves extreme beliefs justified by identity and grievance; understanding these phenomena helps the audience feel more equipped and confident in addressing extremism.

Political Economy of Dependency: How Governments Benefit from Keeping People Poor- Part II

Dependency, driven by incentives in political institutions and program design, is a central social policy concern that policymakers and researchers must understand to address reliance and promote autonomy effectively.

Who Makes Money by Keeping People Poor, ignorant, and dependent: Part I

That’s a big, systemic question. Rather than a single villain, there’s a set of business models that reliably profit when people have less money, possess less information, and have fewer options. Below is a concise, evidence-based map of who benefits, how the mechanics work, and what countermeasures help.

“In Dreams:” Roy Robison

Sanctuary, Illusion, and the Voice of Vulnerability

Food Products with Natural Ingredients vs. Synthetic Additives- Quick Read

In today’s grocery aisles, consumers are bombarded with labels like “natural,” “organic,” “clean,” and “non-GMO.” These terms often suggest health and purity, but what do they really mean? Understanding the difference between natural ingredients and synthetic substances is essential for making informed choices.

Functional Illiteracy vs. Criminal Behavior: Part IV

Functional illiteracy is generally considered equivalent to low literacy. These terms are often used interchangeably to describe individuals who can read introductory texts but struggle to apply these skills effectively in everyday, practical situations.

Identifying Food Products with Natural Ingredients—and How Big Brands Are Changing

Consumers today are demanding transparency and simplicity in their food, which helps foster trust and confidence. Emphasizing this connection can reassure the audience about the industry’s direction and their role in supporting honest practices.

Functional Illiteracy in America: Part III

Daily Barriers, Human Stories, and a Policy Playbook for Change

Functional Illiteracy: Daily Struggles: Part I

Economic Imperialism and Military Imperialism: Part II of II

Economic Imperialism vs. Military Imperialism framed as two faces of contemporary tyranny:

Economic Imperialism: The Silent Tyranny: Part I of II

“Economic imperialism is tyranny without tanks—control through contracts, not conquest.”